Summary: Seeking a Credit Risk Analyst to support the full credit lifecycle, optimizing credit risk policies and improving portfolio performance through data-driven decision making. Highlights: 1. Support full credit lifecycle with strong analytical skills 2. Optimize credit risk policies and improve portfolio performance 3. Propose and implement strategic improvements Role Objective We are seeking a **Credit Risk Analyst** with strong analytical skills and a solid quantitative background to support the full credit lifecycle. This role is critical in analyzing large data sets, optimizing credit risk policies, and improving portfolio performance through data\-driven decision making. Technical Requirements \& Experience * **Experience:** * Minimum **3 years** in similar roles within the financial sector (traditional banking, neobanks, or fintech). * **Education:** * Bachelor’s degree in **Actuarial Science or Mathematics** (required). * **Languages:** * **Advanced English** (mandatory). * English proficiency will be assessed during global interviews. * **Technical Skills:** * Strong proficiency in **SQL** (required). * Experience with **SQL Server Management Studio**. * Proven experience working with **large\-scale databases**. * **Core Competencies:** * Strong analytical and problem\-solving skills. * Results\-oriented mindset with data\-driven decision making. * **Job stability** (low job\-hopping). * Ability to propose and implement strategic improvements. Key Responsibilities * **Data Analysis:** * Extract, clean, and analyze large datasets. * Perform advanced data analysis to identify risk patterns and customer behavior. * **Credit Policy Management:** * Evaluate the performance of current credit policies. * Propose data\-backed strategic changes to improve risk and profitability. * **Credit Lifecycle Management:** * Conduct **vintage analysis** and originations analysis. * Assess customer creditworthiness and risk criteria. * Support decision\-making throughout the credit lifecycle. * **Portfolio \& Customer Management:** * Monitor and manage the active credit portfolio. * Track and report key risk and performance metrics. Job Type: Full\-time Pay: $50,000\.00 \- $55,000\.00 per month Experiencia: * Microsoft Excel: 3 años (Obligatorio) * SQL Server Management Studio: 3 años (Obligatorio) * Credit Risk Analyst: 3 años (Obligatorio) Idioma: * English (Obligatorio) Work Location: Hybrid remote in Colonia del Valle, CDMX