Credit Analyst

Description

Job Summary: Join BanBajío to ensure credit operations comply with regulations, review documentation, verify policy adherence, and assess client risks for credit eligibility. Key Highlights: 1. Ensure regulatory compliance in credit operations. 2. Assess financial risks and customers' repayment capacity. 3. Verify documentation and adherence to policies. **At BanBajío, people are at the center; thus, we build a community with the best banking environment and culture.** **Responsibilities and Functions:** * Ensure compliance with all requirements established in the Credit Manual for conducting credit operations, including credit agreement and disbursement, verifying proper digital credit file compilation. * Review and validate the documentation required by the institution to grant credits. * Verify that resolutions comply with policies. * Assess sectoral, operational, and financial risks of clients (prospective and existing), customer repayment capacity, joint obligor and/or guarantor, as well as evaluate the level and type of proposed guarantees to determine creditworthiness. **Requirements:** * Bachelor’s degree in Economics or Administration. * Minimum 1 year of experience in a similar role at banking institutions. * Knowledge of Financial Statement Analysis, Cash Flow Preparation, and Evaluation Techniques. **Your health, safety, and development matter to us—learn about our benefits here.** \#bajio JT:STD