Individual Credit Advisor

Description

Job Summary: We are seeking an Individual Credit Advisor to contribute to financial inclusion, prospect clients, promote services, and manage the full credit cycle in the field. Key Highlights: 1. Crucial role in financial inclusion and business development 2. Opportunity for growth and career plan 3. Dynamic field-focused work with customer service Individual Credit Advisor **Our company:** Banco Compartamos has over 30 years of experience in the financial sector and is a leader in microfinance in Mexico and Peru. Our vision is to contribute to financial inclusion by generating social, economic, and human value—creating opportunities for our clients and employees, who serve as our primary motivation to fulfill our sense of purpose. We invite you to join our team as an Individual Credit Advisor. **This is a great opportunity for you!!!** **WHAT DO WE OFFER?** * Base salary: $11,200 + $2,500 training bonus (for 6 months) + $1,200 transportation allowance (subject to increase depending on portfolio size) * Uncapped incentives * Mexican Institute of Social Security (IMSS)² contributions based on integrated daily wage * National Workers' Housing Fund Institute (Infonavit) * Vacation premium: 25% * Profit-sharing * Mandatory rest days and holidays * Year-end bonus: 30 days' salary Benefits: * Savings fund: 4% * Grocery vouchers: 12% * Pension plan * Life insurance * Accident insurance (coverage 24/7, 365 days per year) * Insurance combo (insurance flexibility) * Benefits for new parents (male and female employees) * Nursery vouchers * Psychological and legal counseling for employees * Institutional leave policies * Half-day off on birthday * Discount network (cinemas, hotels, flights, universities, restaurants, department stores, and others) * Savings box * Webinars * Career development plan; university partnerships offering scholarships for undergraduate studies **Main Responsibilities:** The Individual Credit Advisor must contribute to achieving institutional goals by identifying new clients requiring credit for their businesses—thereby improving our clients’ quality of life. To accomplish this, the advisor must prospect, conduct field visits (cambaceo), and promote our financial services. This activity takes place 90% in the field. You will perform client data analysis to determine credit eligibility. You must oversee the entire credit lifecycle, including collection activities: tracking client payments, monitoring due dates, proactively notifying clients, and meeting clients monthly to manage collections—requiring movement between neighborhoods within the same zone. Client follow-up and service: promptly resolving client inquiries and addressing credit needs. Cross-selling: placement of insurance products. **WHAT DO YOU NEED TO BE THE IDEAL CANDIDATE?** * Minimum 1 year of experience in the financial sector; field experience is a plus. * Personal vehicle (not mandatory) * Minimum 1 year of sales experience * Excellent service attitude * Flexible working hours * Completed high school diploma * Experience working under pressure and meeting monthly targets * Basic Excel skills Don’t hesitate—apply now through this channel and become part of a solid, industry-leading financial institution.