Risk Manager

Description

Job Summary: We are seeking a Risk Manager with solid experience in credit analysis and risk modeling to lead the risk strategy and contribute to business scalability. Key Responsibilities: 1. Lead the regional expansion risk strategy 2. Design and implement credit origination policies 3. Manage direct communication with Regional and Local Management Workana is supporting the search for a Risk Manager for a leading financial company undergoing regional expansion. This role targets professionals with strong experience in credit analysis, risk modeling, origination policies, and portfolio management who wish to lead the risk strategy in Guatemala, Mexico, or Panama and contribute to business scalability. **Requirements** * Design, implement, and update credit origination policies and risk matrices. * Monitor key portfolio indicators: FPD, delinquency, severities, roll rates, vintages, among others. * Lead modeling and scorecard processes, including analysis, backtesting, and validation. * Coordinate with Collections teams to optimize recovery strategies. * Supervise operational controls and risk mitigation in stores and sales channels. * Ensure regulatory compliance and accurate submission of regulatory reports. * Manage direct communication with Regional and Local Management. * Lead and develop the risk team, promoting professional growth. * Actively participate in credit and risk committees. Requirements* Bachelor’s degree in Economics, Engineering, Finance, Administration, Mathematics, Statistics, or related fields. * More than 5 years of experience in credit risk (fintech, consumer banking, or microfinance). * Solid knowledge of SQL, Python, or R. * Experience with local credit bureaus and alternative data sources. * Proven ability to design risk policies and make data-driven decisions. * Experience leading high-impact teams or projects. * Excellent executive communication skills. Desirable* Experience with machine learning models applied to risk. * Proficiency in visualization tools (Tableau, Power BI, Looker Studio). * Experience in subprime or unbanked segments. * Prior experience in fintech or high-growth companies. **Benefits** * Salary USD 4,000 * Hybrid in Guatemala City * Full time \- Direct Hire Long\-Term Selection Process * Video interview via Hireflix * Interview with Workana Matcher * Interview with Hiring Manager * Technical interview with Hiring Manager * Closing interview with HR * Offer Are you interested in this position? Apply now — if your profile is selected, the Workana Talent team will contact you to proceed to the next step.