Description
Job Summary:
Field Collection Agent responsible for recovering overdue automotive loan portfolios through direct field engagement and negotiation of payment agreements.
Key Highlights:
1. Experience in field collections and negotiation
2. Job stability and growth
3. Gasoline or transportation allowance
**Position: Field Collection Agent (Automotive Loan Portfolio)**
**Position Objective:**
Recover overdue automotive loan portfolios through direct field collection activities, establishing payment agreements with customers and ensuring achievement of the company's recovery targets.
**Main Responsibilities:**
* Conduct home visits to customers with outstanding automotive loan balances.
* Negotiate settlement arrangements and payment agreements to regularize delinquent accounts.
* Monitor and follow up promptly on payment commitments.
* Locate unreachable customers through field investigation.
* Verify the physical condition and location of financed vehicles.
* Report daily collection results in the designated system or forms.
* Meet assigned recovery targets.
* Maintain professional and respectful conduct with customers at all times.
**Requirements:**
* Experience in field collections (preferably in automotive or financial portfolios).
* Knowledge of negotiation techniques.
* Route planning and fieldwork experience.
* Valid driver's license (desirable).
* Flexible availability.
* Ability to work under performance-based objectives.
**Competencies:**
* Strong verbal communication and negotiation skills.
* Results-oriented mindset.
* Frustration tolerance.
* Responsibility and organizational skills.
* Service-oriented attitude.
**We Offer:**
* Base salary \+ commission structure based on recoveries.
* Gasoline or transportation allowance (subject to company policy).
* Statutory benefits.
* Job stability and growth.
Employment Type: Full-time, Indefinite-term
Salary: $12,000\.00 \- $25,000\.00 per month
Work Location: On-site employment