CREDIT OFFICER A

Description

Job Summary: We are seeking a Credit Officer to analyze credit applications, recommend credit decisions, and advise promotion areas, contributing to the country's transformation. Key Highlights: 1. Be part of a team driving the country's transformation and innovation. 2. Face new and interesting challenges in credit analysis and management. 3. Collaborate with analysts in the Territorial Credit Directorate. **Location:**CANCUN, Quintana Roo, MX **Category:** Risk and Credit **Requisition ID:** 121835 **CREDIT OFFICER** **(Cancún, Quintana Roo)** At Banorte, we seek unique, strong, and extraordinary talent that drives the country’s transformation and innovation, making us a great ally to grow strongly with Mexico. We firmly believe that the combination of solidarity, innovation, respect, loyalty, and responsibility is the perfect formula to become the best team in the financial sector. **Job Objective:** Contribute to team efforts by working closely with analysts from the Territorial Credit Directorate to properly perform their functions. Each day you will face **new and interesting challenges** in your role, for which you will be responsible for: • Analyzing credit applications from Quintana Roo Corporate Banking and recommending credit decisions under the applicable authorization authority. • Processing credit applications within established response times and service levels. * Actively participating in Credit Committees to present supporting elements for credit recommendations. * Timely and effective communication of policies, regulations, methodologies, and standards related to credit activities, ensuring understanding and compliance by all stakeholders. * Advising promotion areas (Banking) on the credit process. * Participating in Coordination Meetings (ReCo) with promotion and specialized areas. **Requirements:** * Professional education: Administration, Finance, Accounting, Economics, Actuarial Science, Industrial Engineering, or related field. Completed bachelor’s degree. Relevant postgraduate degree preferred. * Years of experience: Minimum 1 year in credit analysis and investment project evaluation. * Areas of experience: o Credit Analysis, o Financial Projections, o Corporate Banking, o Leasing and Factoring, o Leasing and Factoring, o Commercial Banking, o Government Banking, o Derivatives. * Required knowledge: o Financial Statement Analysis; knowledge and interpretation of financial indices and ratios, o Investment Project Evaluation, o Credit courses or equivalent, o Knowledge of risk types with emphasis on credit risk, o Credit analysis with emphasis on cash flow (basic). * Languages: English (desirable) * Willingness to travel: N/A * Willingness to relocate: N/A At Grupo Financiero Banorte, we foster a culture of inclusion, respect, and equity. All individuals interested in joining our team are considered based on objective criteria related to their talent, experience, and skills. Our commitment is to ensure transparent selection processes.