Credit Risk Analyst

Description

**Description:** ---------------- **About our purpose** At KrediYA, we work to transform access to credit in Latin America by driving responsible, agile financial solutions grounded in robust risk analysis—enabling sustainable growth in every country where we operate. **About the role’s purpose** The Risk and Portfolio Analyst will be responsible for supporting the management and analysis of the credit portfolio in Mexico through the development and monitoring of key risk metrics, generation of reports, and regulatory compliance—contributing to strategic business decision-making. **About the role’s responsibilities** * Analysis and management of the credit portfolio. * Creation and monitoring of risk metrics such as Evers, Overs, FPD, SPD, reserves, ECL, and LGD. * Management and updating of risk policies. * Preparation of analytical and executive reports. * Data programming and analysis for risk measurement. * Support on regulatory matters related to the Mexican financial market. * Willingness for continuous learning and improvement of models and processes. **Role requirements** * Professional undergraduate or engineering degree in related fields (Economics, Finance, Engineering, Mathematics, Actuarial Science, or similar). * 1–2 years of experience in risk analysis, portfolio analysis, or financial data analysis. **Technical knowledge** * Python * SQL * Excel * Looker * Power BI * Tableau * Conversational English (negotiable) **Skills** * Critical and analytical thinking. * Ability to communicate complex results to non-technical teams. * Attention to detail and analytical precision. * Time management and task prioritization. * Ethics and responsibility in handling sensitive information. **Benefits** * Competitive salary based on experience. * Grocery vouchers. * Hybrid work model starting from the sixth month, subject to leader approval. * Opportunities for professional learning and growth.