### **WE ARE LOOKING FOR YOUR TALENT, JOIN GROUP VIRAAL AS A CREDIT CAPTURER!** **Position Objective:** Evaluate and analyze credit applications, ensuring compliance with internal policies and mitigating financial risks, to support effective and responsible decision-making. **Main Responsibilities:** * Analyze credit applications and customer financial documentation. * Conduct assessments of payment capacity, credit history, and financial behavior. * Determine the feasibility of approval, rejection, or credit conditions. * Prepare reports and recommendations for the credit committee. * Monitor active portfolio and track payments and due dates. * Support continuous improvement of credit policies and processes. * Comply with current legal and regulatory guidelines. **Requirements:** * Completed high school diploma * Minimum of 6 months of experience in credit analysis (preferably in financial, banking, or fintech sectors). * Knowledge of credit bureaus, financial analysis, and scoring tools. * Intermediate/advanced proficiency in Excel and CRM or ERP systems. * Analytical skills, financial judgment, and attention to detail. * Excellent oral and written communication skills. **Desirable:** * Certifications in financial analysis, risk management, or regulations (e.g., Basel, CNBV). * Completed bachelor's degree * Knowledge of credit risk models. **We Offer:** * Competitive salary * Opportunities for development and continuous training. * Professional and collaborative work environment. * Job stability and professional growth.