**Location:** PUEBLA, Puebla, MX **Category:** Risk and Credit **Requisition ID:** 118394 **Credit Analyst** **(Puebla, Puebla)** At Banorte, we seek unique, strong, and extraordinary talent that drives the transformation and innovation of the country, becoming a great ally to grow strong with Mexico. We are convinced that the combination of solidarity, innovation, respect, loyalty, and responsibility is the perfect formula to be the best team in the financial sector. **Position Objective:** Analyze and evaluate in detail the financial statements, credit history, and other information from applicants (individuals or companies) to determine the level of risk in granting credit, in order to identify the options that best meet the customer's needs, preparing studies that will serve as a basis for decision-making, while keeping in mind the common goal of generating sustainable profits over time, achieving an effective balance to ensure that risks have been properly measured, communicated, and considered in the process. Responsible for applying policies, standards, and regulatory framework associated with credit risk and operational management within the Territory cases. To this end, adhere to the Bank's Credit Manual, the Risk Appetite Framework, and current regulations. Every day you will face **new and interesting challenges** within your role, in which you will be responsible for: * Analyze credit proposals for approval, ensuring their recovery as much as possible. * Conduct thorough analyses of customers' financial situations regarding: credit bureau, income sources, financial statements, tax returns, and any other relevant information reflecting the customer’s current financial status. * Analyze trends reflected in collected information to obtain a diagnosis of credit and operational behavior. * Identify risk factors. * Prepare credit studies and/or notes, regulatory opinions, reports, and presentations. * Prepare meeting minutes and participate in Coordination Meetings (ReCo). * Support Credit Officer A in assembling digital files according to internal and regulatory requirements. * Ensure compliance with applicable internal controls and policies for each application. * The position holder will have access to confidential customer and GFB information and must therefore maintain strict control over such information and its confidentiality. **Requirements:** * Professional education: Bachelor's degree in Business Administration, Finance, Accounting, Economics, Actuarial Science, or related field. * Years of experience: At least 2 years of experience in credit area (desirable). * Areas of experience (desirable): + Credit analysis + Corporate banking + Leasing and factoring + Commercial banking + Experience in creating charts, flowcharts, and financial projections. * Required knowledge: + Economics and accounting, financial and banking markets, and financial data analysis and presentation. + Different types of risk with emphasis on credit and operations. + Financial analysis techniques with emphasis on cash flow. + Proficiency in spreadsheet software, databases, platforms. * Languages: English (preferably) * Travel availability: Yes * Relocation availability: Not required At Banorte, we operate under a principle of equal opportunity. Therefore, we do not discriminate based on age, ethnicity, nationality, gender, sexual orientation, marital status, social condition, health status, religious beliefs, political doctrine, or disability.