Job Summary: We are seeking a professional to manage and validate credit documentation, verify information, ensure regulatory compliance, and analyze risks in the automotive sector. Key Highlights: 1. Lead the electric and digital transformation in the automotive industry. 2. End-to-end management of credit processes, validation, and risk analysis. 3. Use of Macros and advanced Excel to optimize tasks. The Future is Made by You: Ready, Set, Ford At Ford, we are not just a car company; we are a movement. We are undergoing a massive transformation to lead the electric and digital revolution. This requires a culture of speed, purpose, and—above all—integrity. Our Ready, Set, Ford mindset means we are prepared for the challenges of tomorrow, we are set on our goals of innovation and belonging, and we are moving forward together. * **Education:** Bachelor’s degree in an economics or administration-related field, such as Accounting, Business Administration, Finance, Economics, or related disciplines. * **Credit Experience:** Desired experience in credit analysis, research, validation, or credit process management. * **Automotive Industry Knowledge:** Specific knowledge of automotive credit processes and experience (or involvement) in financing origination activities within this sector. * **Office Software Proficiency:** Fluent use of Microsoft Office suite, including Word and PowerPoint. * **Advanced Excel:** Advanced proficiency in Microsoft Excel, with ability to work with complex formulas, pivot tables, and other advanced features. * **Macros:** Demonstrated skills in developing and using Macros, preferably in Excel, for task automation. * **Service Orientation:** Excellent service attitude, collaborative mindset, and commitment to delivering high-quality support. * Communication: Strong oral and written communication skills. * **Professional Ethics:** High ethical standards, integrity, and discretion when handling sensitive information. * **Availability:** Availability to meet the position’s time requirements. * **Willingness to Travel:** Willingness to travel and visit the dealer network. * **English:** Basic English proficiency. * **Analytical Ability and Proactivity:** Proactive individual with strong analytical capabilities and ability to identify and resolve problems. DISCLAIMER: Ford Motor Company is an Equal Opportunity Employer, as we are committed with a diverse workforce, and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran and basis of disability. \#LI\-JRA * **Credit Documentation Management:** Apply your accounting and administrative knowledge to manage, review, and validate documentation required for credit approval, ensuring compliance with all requirements. * **File Validation and Organization:** Validate proper compilation of credit files, verifying that each document is authentic, complete, and correctly archived. * **Information Verification and Security:** Conduct thorough verification of information provided by applicants, validating security controls and following established protocols to detect potential inconsistencies or fraud. * **Online Inquiry and Validation:** Use web platforms and digital tools to query and validate relevant information about applicants or third parties as part of the verification and analysis process. * **Professional Telephone Communication:** Maintain clear, professional, and effective communication with applicants, references, or third parties via outbound calls, courteously and accurately requesting or validating information. * **Regulatory Compliance and Quality:** Ensure strict adherence to applicable internal and external policies, procedures, and regulations governing the credit process, guaranteeing high quality and accuracy of deliverables (files, reports, verifications). * **Report Generation:** Prepare detailed and accurate reports on verification results, file status, or any other relevant information for tracking and decision-making purposes. * **Risk Analysis and Data Cross-Checking:** Conduct initial or supplementary credit risk analysis by cross-referencing and evaluating information obtained from various sources to identify potential red flags or considerations. * **Application of General Knowledge of Tax Regimes:** Apply your knowledge of SAT tax regimes (Individual, Individual with Business Activity, and Legal Entity) when reviewing applicants’ financial and tax information. * **Credit Bureau Interpretation:** Analyze and interpret credit bureau reports, understanding the codes, indicators, and patterns reflecting the applicant’s credit history and payment behavior. * **Macro-Based Optimization:** Leverage your Macro development and usage skills to optimize and automate repetitive tasks, improve data management efficiency, or enhance report generation where feasible.