Position Summary: We are seeking a professional to manage, validate, and analyze credit documentation and files, ensuring regulatory compliance and accuracy of information. Key Responsibilities: 1. Manages and validates automotive credit documentation. 2. Ensures regulatory compliance and quality in credit processes. 3. Optimizes tasks using Macros and conducts credit risk analysis. The Future is Made by You: Ready, Set, Ford At Ford, we are not just a car company; we are a movement. We are undergoing a massive transformation to lead the electric and digital revolution. This requires a culture of speed, purpose, and—above all—integrity. Our Ready, Set, Ford mindset means we are prepared for the challenges of tomorrow, we are set on our goals of innovation and belonging, and we are moving forward together. * **Academic Qualifications:** Bachelor’s degree in an economics or administration-related field, such as Accounting, Business Administration, Finance, Economics, or related disciplines. * **Credit Experience:** Desired experience in analysis, research, validation, or management of credit processes. * **Automotive Industry Knowledge:** Specific knowledge of the automotive credit process and experience (or involvement) in financing origination activities within this sector. * **Proficiency in Office Suite:** Fluent use of Microsoft Office suite, including Word and PowerPoint. * **Advanced Excel Skills:** Advanced proficiency in Microsoft Excel, including ability to work with complex formulas, pivot tables, and other advanced functionalities. * **Macro Skills:** Demonstrated skills in developing and using Macros, preferably in Excel, for task automation. * **Service Orientation:** Excellent service attitude, focused on collaboration and delivering high-quality support. * Communication: Strong verbal and written communication skills. * **Professional Ethics:** High ethical standards, integrity, and discretion when handling sensitive information. * **Availability:** Availability to meet the position’s time requirements. * **Willingness to Travel:** Willingness to travel and visit the dealer network. * **English:** Basic level of English. * **Analytical Ability and Proactivity:** Proactive individual with strong analytical capability and ability to identify and resolve problems. DISCLAIMER: Ford Motor Company is an Equal Opportunity Employer, as we are committed with a diverse workforce, and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran and basis of disability. \#LI\-JRA * **Credit Documentation Management:** Apply your accounting and administrative knowledge to manage, review, and validate documentation required for credit approval, ensuring compliance with all requirements. * **File Validation and Organization:** Validate proper compilation of credit files, verifying that each document is authentic, complete, and correctly archived. * **Information and Security Verification:** Conduct thorough verification of information provided by applicants, validating security locks and following established protocols to detect possible inconsistencies or fraud. * **Online Inquiry and Validation:** Use web platforms and digital tools to query and validate relevant information about applicants or third parties as part of the verification and analysis process. * **Professional Telephone Communication:** Maintain clear, professional, and effective communication with applicants, references, or third parties via outbound calls, courteously and accurately requesting or validating information. * **Regulatory Compliance and Quality:** Ensure strict adherence to applicable internal and external policies, procedures, and regulations governing the credit process, guaranteeing that your deliverables (files, reports, verifications) are of high quality and accuracy. * **Report Preparation:** Create detailed and accurate reports on verification results, file status, or any other relevant information for tracking and decision-making. * **Risk Analysis and Data Cross-Checking:** Perform initial or supplementary credit risk analysis by cross-referencing and evaluating information obtained from multiple sources to identify potential alerts or points for consideration. * **Application of General Knowledge on Tax Regimes:** Apply your knowledge of SAT tax regimes (Individual, Individual with Business Activity, and Legal Entity) when reviewing applicants’ financial and tax information. * **Credit Bureau Interpretation:** Analyze and interpret credit bureau reports, understanding the codes, indicators, and patterns reflecting the applicant’s credit history and payment behavior. * **Optimization Using Macros:** Leverage your Macro development and usage skills to optimize and automate repetitive tasks, improve data management efficiency, or report generation wherever possible.