MIXED CREDIT OFFICER

Description

Position Summary: We are seeking personnel to manage credit operations, ensure portfolio quality, and retain clients through high-quality service. Key Highlights: 1. Manage and disburse new monthly loans according to the assigned tier. 2. Monitor loan renewals and ensure the quality of the loan portfolio. 3. Adhere to policies and procedures, and uphold organizational values. With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith. Come join our 31,000\+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories! Key Responsibilities: * Disburse new monthly loans according to the assigned tier (Junior, Senior, and Master). * Strictly monitor current-month renewals as part of delivering excellent service to our clients. * Enforce credit policies in accordance with the methodology applied in the region where services are delivered. * Recover loans while ensuring portfolio quality, maintaining PAR >30 days below 3\.0% per the month-end portfolio report. * Follow up on protocols defined for each stage of the loan cycle. * Conduct group visits punctually according to the repayment frequency (weekly, biweekly, semi-monthly, or monthly). * Ensure client retention within VFM by delivering high-quality service. * Immediately follow up on delinquency from day one to ensure payment via the designated group reference at institutions appointed by the organization. * Adhere to fraud prevention policies and procedures established by the institution for each client. * Fulfill the organization’s mission, vision, core values, and social impact goals. * Participate in emergency training programs, drills, and activities held in locations affected by adverse events, disasters, emergencies, or incidents. Applicant Types Accepted: Local Applicants Only