Job Summary: We are seeking a Fraud Specialist to lead the investigation of complex cases, detect fraud patterns, and propose mitigation strategies in a dynamic environment. Key Highlights: 1. Lead investigations of complex cases and detect fraud patterns 2. Analyze fraud trends and KPIs to support strategic decision-making 3. Propose initiatives to prevent fraud and improve processes **Fraud Specialist** **About Creditas** Creditas is Latin America’s leading online consumer finance and lending platform built around three ecosystems: real estate, automotive, and payroll. It actively transforms the credit market in Brazil and Mexico through superior user experience and proprietary technology designed to help customers achieve their goals. The company’s secured loan portfolio includes mortgage-backed loans, auto-collateralized loans, and payroll-deducted personal loans—creating access to products and services otherwise out of reach, with integrated financing and refinancing options. Founded in 2012, Creditas employs over 2,800 crew members and operates in Brazil, Spain, and Mexico. It has been recognized by KPMG, Business Insider, and Glassdoor as one of the world’s most promising fintech companies. **What Will Your Day-to-Day Look Like?** * Lead complex case investigations from detection through resolution, validating document authenticity (IDs, income proofs, collateral) and documenting evidence. * Detect documentary and identity fraud patterns in credit applications. * Conduct confidential investigations into internal policy violations or unlawful conduct by employees/contractors. * Perform advanced transactional monitoring to identify anomalies (inconsistencies, fraud networks, inorganic histories) and propose blocking rules. * Recommend adjustments to risk parameters and design new rules in the decision engine to mitigate emerging fraud typologies. * Analyze and prepare fraud trend and KPI reports to support strategic decision-making. * Continuously train commercial, Credit, Control Desk, and other teams on early detection of red flags. * Serve as liaison with Legal, Compliance, and Product teams to strengthen controls, and participate in internal and vendor audits. * Generate initiatives or proposals to prevent/mitigate fraud or improve processes. **Who Are We Looking For?** * Degree in Systems Engineering, Criminalistics, or related field. * 4–5 years of experience in digital fraud prevention. * Highly detail-oriented, analytical, and dynamic individual. * Financial sector experience—specifically in lending—is mandatory. * Experience in Fraud Prevention, Risk, or Operations teams conducting monitoring of suspicious transactions and/or analysis of credit accounts (excluding credit cards). * Startup experience is a plus. * Knowledge of illicit activity investigation tools and databases. * Results-driven with autonomy to thrive in highly cross-functional environments, assuming full ownership of own projects. **What Do We Offer?** * Competitive market salary. * Grocery vouchers. * Restaurant vouchers. * Comprehensive medical insurance for you and your family. * Life insurance. * Wellhub with co-payment. * Birthday day off. * Continuous education plans. * 20 vacation days per year. * 25% vacation bonus. * 30-day Christmas bonus. * Free parking. * You’re free to be yourself! Here we value pluralism and equity across race, color, religion, gender identity, nationality, disability, sexual orientation, ancestry, or age. To us, pluralism means valuing and respecting differences with empathy; equity means promoting and guaranteeing fair opportunities and conditions for all individuals and groups. With diverse backgrounds and perspectives, our team better understands our real customers and identifies optimal solutions. If you wish, feel free to share additional information about yourself—such as sexual orientation, race, or gender identity. This information is entirely voluntary and will help us better understand applicants. It is strictly confidential and does not affect the selection process. If you’re uncomfortable sharing this information, simply select "Prefer not to answer" for each corresponding question. * Visit our career page to learn more about our crew * *https://talentocreditas.gupy.io/* Employment Type: Full-time Salary: $30,000.00 – $35,000.00 per month Benefits: * Tuition assistance * Gym discount * Maternity leave exceeding legal requirements * Paternity leave exceeding legal requirements * Sick leave * Company parking * Comprehensive medical insurance * Dental insurance * Life insurance * Additional paid vacation days or leave * Grocery vouchers * Restaurant vouchers Application Question(s): * What is your expected salary? * Do you hold a Professional License (Cédula Profesional) in Accounting? Work Location: Hybrid remote in Ciudad de México, CDMX