INDIVIDUAL CREDIT MANAGER

Description

Position Summary: We are seeking a professional to monitor key indicators, ensure credit risk policies, manage the team, and expand market niches for Individual Credit. Key Highlights: 1. Opportunity to lead and develop a team for individual credit. 2. Actively participate in the market niche expansion strategy. 3. Ensure compliance with policies and protocols in credit management. With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith. Come join our 31,000\+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories! Key Responsibilities: * Monitor daily assigned individual credit indicators and targets, and implement necessary actions to achieve business objectives. Ensure that credits comply with credit risk policies prior to disbursement. * Stay updated on revisions and changes to Individual Credit policies. * Participate in recruitment, onboarding, and reinforcement training processes for team members under supervision. * Develop routes and strategies for outreach and market niche expansion targeting micro-entrepreneurs requiring Individual Credit. * Ensure compliance with and proper application of VFM policies, processes, and protocols by team members under supervision. * Prepare monthly portfolio closure reports. * Build/create a strong team by providing guidance, direction, and motivation. * Monitor collection management conducted by team members with delinquent clients. * Supervise proper integration of files generated by team members under supervision. * Participate in credit committees and provide relevant observations on submitted credit applications. * Commitment to the Organization’s Mission, Vision, and Values. Applicant Types Accepted: Local Applicants Only