Join our team at **Psicofarma,** a leading company in the pharmaceutical industry! We are looking for a highly motivated **CREDIT AND COLLECTIONS ANALYST** to promote our pharmaceutical products and provide innovative solutions to healthcare professionals. **REQUIREMENTS:** * **Education:** Technical degree or Bachelor's degree with proof of completed studies or official title * **Proven experience in collection procedures with corporate and business clients, portfolio recovery, and report preparation** * **Experience as a Collections Officer, Credit and Collections Assistant** **BENEFITS:** * Competitive salary * Statutory and additional benefits from day one * Grocery vouchers * Subsidized cafeteria * Savings fund * School supplies assistance * Vacation entitlement * Year-end bonus (Aguinaldo) * **WORKING HOURS:** Monday to Friday from **09:00 AM to 06:00 PM, including one hour for lunch** * **WORK LOCATION:** Av. División del Nte. 3377, El Rosario, Coyoacán, 04380 Ciudad de México, CDMX **RESPONSIBILITIES:** * Analyze and assess the payment capacity of individuals and/or legal entities by reviewing financial information, credit history, and payment behavior. * Prepare risk reports and credit opinions based on internal and regulatory guidelines. * Monitor and update credit portfolios, identifying potential early warnings of default. * Collaborate with Sales, Collections, and Treasury departments to ensure proper credit management. * Review and validate documentation for opening or renewing credit lines. * Participate in continuous improvement of credit processes by proposing adjustments to policies and procedures. * Comply with current regulations (CNBV, Basel, Law of Credit Institutions, etc.) and internal control standards. **If you meet the requirements and are ready to join a dynamic and continuously growing team, we look forward to your application! Please send your updated CV.**