Job Summary: Collections Officer responsible for recovering overdue accounts over 60 days through payment agreements, debt restructuring, and information collection. Key Responsibilities: 1. Manages overdue accounts and negotiates with clients. 2. Conducts home visits and follows up on agreements. 3. Develops negotiation and persuasive communication skills. **Job Description: Collections OfficerPosition Objective** Effectively manage overdue accounts with more than 60 days of delinquency, focusing on establishing payment agreements, debt restructuring, and collecting relevant client information to facilitate account recovery. **Education** * Completed or incomplete Bachelor’s degree in Law or related field. **Requirements** * Valid driver’s license. * Personal vehicle. * Minimum **2 years verifiable experience** in collecting overdue accounts over 60 days. * Knowledge of basic legal procedures applicable to collections. * Experience in both **office-based and field collections**, including home visits. * Preparation and follow-up of payment agreements. * Familiarity with the assigned collection area. **Competencies and Skills** * Strong negotiation skills and ability to handle objections. * Resilience and tolerance for frustration. * Results-oriented and disciplined. * Clear, assertive, and persuasive communication. * Ability to work under pressure and meet targets. **Responsibilities** * Manage overdue accounts over 60 days. * Conduct personalized negotiations with clients via various contact methods (telephone, digital, and in-person). * Prepare, formalize, and follow up on payment agreements and debt restructuring. * Conduct home visits to reinforce collections and establish payment agreements. Collect and record relevant field information regarding the client’s situation to support the account recovery strategy. We Offer * Base salary * Attractive commissions * Transportation allowance Employment Type: Full-time, Indefinite term Salary: $14,000.00 per month Benefits: * Transportation allowance or service Work Location: On-site employment