Credit Analyst with experience in financial institutions

Description

Job Summary: We are seeking a passionate Credit Analyst dedicated to transforming lives by evaluating and adjudicating loan applications, monitoring loan portfolios, and collaborating to achieve social impact and local economic growth. Key Highlights: 1. Real social impact, improving the local economy 2. Dynamic and collaborative environment with a young, innovative team 3. Continuous growth and professional development amid expansion **Description:** ---------------- We are looking for a Credit Analyst who wants to transform lives! Location: Mérida, Yucatán Who Are We? We are a Mexican financial institution committed to supporting microbusinesses and local merchants. We promote financial inclusion by providing credit solutions that drive economic growth—from the local level to the national level. ✨ What sets us apart is our young, dynamic, and collaborative team—bringing fresh ideas and an innovative spirit. We believe in talent, continuous learning, and building an environment where everyone can grow. With a strong presence in southeastern Mexico and expansion plans underway, we seek individuals passionate about social impact and professional commitment. Can you imagine being part of a project that improves lives and communities? This is your moment! What Will You Do in This Role? Application Review and Verification Receive, review, and validate credit documentation. Verify authenticity of documents. Credit Assessment Analyze repayment capacity, credit history, and cash flow. Use tools such as credit bureaus and financial software. Adjudication Issue clear recommendations regarding approval or rejection. Propose viable alternatives in special cases. Portfolio Monitoring and Follow-up Identify portfolio risks and propose improvements. Audit credit operations and ensure compliance. Interdepartmental Collaboration Work with field promoters, collections, and operations teams. Provide feedback and suggest adjustments to credit policies. Reporting Generate performance and risk reports for management. What Do We Offer? Base monthly salary: $12,000 \- gross. Performance bonuses: $3,000 upon goal achievement. Statutory benefits: IMSS, INFONAVIT, vacation days, vacation premium, and year-end bonus. Enhanced benefits: ️ Integralis Telemedicine Services, Dental Assistance, Optical Assistance, Accident Medical Assistance, Health Services, Preventive Health Check-ups, Medication Support, Discount Club at authorized merchants, Emergency Support for Serious Illness, Funeral Expense Support, Death Benefit, among others (effective after the 3rd month). Preferential-rate loans via the Laffy mobile app (effective after the 3rd month). Food vouchers (effective after the 3rd month). Savings fund (effective after the 3rd month). Training, development, and professional growth. Work tools: * Corporate laptop Professional development: * Ongoing training. Why Join Us? Real social impact: Help transform the local economy. Collaborative environment: Be part of a service-oriented, passionate team. Continuous growth: We are expanding rapidly—many opportunities await you! Would you like to be part of this mission? **Requirements:** --------------- What Are We Looking for in You? Education: Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related fields. Experience: Minimum 2 years in credit analysis or financial evaluation. Technical Knowledge: Financial analysis tools (advanced Excel, credit software). Regulatory standards and credit bureaus. Key Skills: Analytical thinking and attention to detail. Clear and effective communication. Professional ethics and responsible handling of information. Results-oriented mindset and commitment to achieving objectives.