Application ID: 238021 Join a winning team with a clear purpose, committed to achieving results within an inclusive and high-performance culture. **Thank you for your interest in Scotiabank!** **Scotiabank is a Great Place To Work—apply now and become part of one of the best workplaces in Mexico** *Junior SOCM Control Desk Executive* Ensure optimal operation of processes, always adhering to quality, service, timing standards, and internal and external regulations of the Institution. **Responsibilities** * Promote a customer-centric culture to deepen client relationships and leverage the Bank's broad network, systems, and expertise. * Responsible for validating and/or processing consumer credit applications: ➢ Credit Card ➢ Scotialine ➢ Personal ➢ Auto ➢ Mortgage ➢Services Validate that retail credit approvals resulting from analysis strictly comply with authorities, policies, and product-specific parameters, always safeguarding institutional assets while maintaining a business focus. For automatically approved applications, validate the following: ➢Pre-approved strictly according to policies and exception matrices for authorities ➢Customer-provided information in the application matches the documentation in the file and data entered in the SEA system ➢Documentation in the digital file complies with security measures and is assembled according to the current checklist for each product ➢Income estimates are accurate, always considering the protection of institutional assets ➢Active credits with Scotiabank, ensuring compliance with product bundling policies * Stay updated on policies and procedures according to Institutional Bulletins and Regulations. * Halt transactions that do not comply with policies or regulations outlined in the retail credit manual and notify the shift supervisor to take necessary actions. * Accurately enter credit approvals into SEA linked to ScotiaPro or Tsys, adhering to conditions established by the credit decision and meeting established credit operation standards. Verify that disbursements for Auto and Personal loans are credited to the account specified by the customer in the application and SEA entry. * Perform Credit Card and Scotialine maintenance, including credit line increases and decreases. Provide approvals for mortgage loan adhesions and re-originations. Perform maintenance for former employees, strictly following policies and procedures. * Effectively perform assigned operations to meet business controls, fulfilling obligations aimed at reducing: * Operational risk * Regulatory compliance risk * Money laundering and terrorist financing risk * Conduct guidelines risk * Reputational risk * Legal risk Including responsibilities established under: * Operational Risk Management Framework * Regulatory Compliance Risk Management Framework * International Anti-Money Laundering and Counter-Terrorist Financing Manual * Business Conduct Guidelines * Pass product certification exams with a minimum score of 8, allowed up to 2 attempts within a 6-month period; failure to meet this requirement will be referred to the appropriate department. **Experience**: * Bachelor’s degree in Economics/Administrative Sciences * Minimum 1 year of experience interpreting credit bureau reports * Minimum 1 year of experience in retail credit origination and processing (desirable) * Specific knowledge of regulation or compliance * Familiarity with tools such as (TSYS, Scotia Pro, SEA, Filenet) **We Offer:** * Indefinite-term contract directly with the bank * Competitive salary * Benefits exceeding legal requirements Growth opportunities Work location: Lorenzo Boturini "If you require any accessibility accommodations during the process, please inform our Talent Acquisition team" \*\*We are an inclusive company that respects diversity and does not discriminate in any way\*\* \*\*Under no circumstances do we request pregnancy or HIV tests\*\* We value the unique skills and experiences each individual brings to the bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. All employees must comply with the bank's policies, standards, codes, and guidelines related to non-discrimination and workplace accommodations. **Application Recommendations:** 1\. Ensure you have been in your current position for at least one year at the time of application. 2\. Verify the requirements and apply if you meet them. 3\. Speak with your current supervisor and inform them of your application. 4\. Remember you can only apply for one position at a time. * To participate in Scotiabank's internal job postings, ensure your Talent Profile is 100% updated Location(s): Mexico : Mexico City : Cuauhtémoc Scotiabank is a leading bank in the Americas. Inspired by our corporate purpose, "for our future," we help our clients, their families, and communities succeed through a comprehensive range of advisory services, products, and services in personal and commercial banking, wealth management, private, corporate, and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each person brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you need any type of accommodation (such as an accessible interview location, documents in alternative formats, a sign language interpreter, or assistive technology, among others) during the recruitment and selection process, please inform our Recruitment team. For technical support, click here. Candidates must apply directly online to be considered for this position. We thank all candidates for their interest in this career opportunity at Scotiabank, but only those selected for an interview will be contacted.