Credit Analyst

Description

Job Summary: We are seeking a Credit Analyst to assess risks, manage credit lines, and support business growth through robust financial analysis. Key Highlights: 1. Key role in balancing risk control and business enablement 2. Collaboration with commercial and finance teams 3. Active participation in credit decision-making **About the Position** --------------------- At TD SYNNEX, we are looking for a **Credit Analyst**, responsible for assessing credit risk, managing credit lines, and supporting business growth through sound financial analysis and close collaboration with commercial and finance teams. This position is critical to ensuring a balance between risk control and business enablement, actively participating in credit decision-making. **Responsibilities and Activities** ----------------------------------- The role will be responsible for analyzing credit applications from new and existing customers, managing and renewing credit lines based on financial performance, as well as interpreting credit bureau reports, financial statements, and key financial ratios. Additionally, the role will manage an assigned portfolio of accounts, track applications using internal tools such as Jira, and ensure proper documentation of credit lines via promissory notes. The role will work closely with Sales, Collections, and Product teams, contributing to decisions that directly impact the business while consistently adhering to internal policies and risk guidelines. **Required Experience and Knowledge** ------------------------------------------ We seek candidates holding a bachelor’s degree in Finance, Accounting, Business Administration, or related fields, with at least **3–5 years of experience in credit analysis**, credit line management, and risk assessment. Strong knowledge of financial statement analysis, credit bureau report interpretation, and evaluation of key indicators—including liquidity, working capital, and debt levels—is essential. Advanced Excel proficiency is required, along with ERP experience (preferably SAP, especially in credit modules) and experience with tracking tools such as Jira or similar platforms. Experience or knowledge in areas such as credit insurance, trusts, and promissory note documentation will be considered an asset. **Key Skills** Communication, Credit Analysis, Critical Thinking, Sensitive Information, Working Independently At TD SYNNEX, our values guide everything we do: Together, We Own It, We Dare to Go, We Grow and Win, and above all, We Do the Right Thing. These principles shape how we work with each other, our partners, and our communities as we drive innovation and create lasting impact. **What’s In It For You?** * **Elective Benefits:** Our programs are tailored to your country to best accommodate your lifestyle. * **Grow Your Career:** Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses. * **Elevate Your Personal Well-Being:** Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program. * **Diversity, Equity & Inclusion:** It’s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities. * **Make the Most of our Global Organization**: Network with other new co-workers within your first 30 days through our onboarding program. * **Connect with Your Community:** Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives. **Don’t meet every single requirement? Apply anyway.** At TD SYNNEX, we’re proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If you’re excited about working for our company and believe you’re a good fit for this role, we encourage you to apply. You may be exactly the person we’re looking for!