**About World Business Lenders (**www.wbl.com) At World Business Lenders (WBL), we offer flexible, short\-term commercial loans secured by real estate, catering to a diverse clientele of small and medium\-sized enterprises across the United States that often face challenges in accessing traditional financing. * This is a Contract/Consultant position. Typical working hours are **9:00 am\-6:00 pm Eastern Standard Time**, Monday through Friday, though expect some flexibility depending on operational needs. Applicants must demonstrate a strong command of the English language, both verbally and in writing. **We would love to see your CV, so please send it to us in English!** **About the role** * Design, create, and maintain statistical and quantitative models that improve lending strategies, risk management, pricing, and portfolio approaches. * Perform comprehensive statistical research to uncover valuable insights into borrower behavior, credit performance, prepayment risk, default risk, and trends in loss severity. * Develop, test, and validate predictive models by leveraging historical data related to loans, collateral, market dynamics, and macroeconomic conditions to strengthen our underwriting and risk\-rating systems. * Utilize Monte Carlo simulations, time\-series analysis, and regression modeling for projection across various economic and stress scenarios. * Assess, contrast, and enhance different model structures and methodologies. * Develop automated analytical tools, dashboards, and model outputs using Python, R, MATLAB, and Excel/VBA to boost efficiency and scalability. * Lead research projects, steering them from hypothesis development through experimentation, validation, documentation, and presentation of findings. * Maintain high standards of numerical accuracy, methodological integrity, and thorough documentation to support internal governance, audits, and regulatory compliance. * Stay updated on the latest advancements in quantitative finance, statistical modeling, and analytical techniques to continually enhance WBL’s modeling and forecasting abilities. * Foster a vibrant, data\-driven culture by proactively seeking ways to elevate decision\-making through insightful quantitative analysis. **Requirements** * A bachelor's degree with a foundation in quantitative and analytical skills, preferably in fields such as Applied Mathematics, Physics, Engineering (preferably in Statistical, Aerospace, Finance), Statistics, Capital Markets or Corporate Finance. * Experience in quantitative research roles, especially across Capital Markets, Investment Management, and Trading,. * Hands\-on experience in building and validating statistical, econometric, or predictive models. * Proficient in handling large data sets, working with simulation models, and utilizing forecasting tools. * A background in research\-driven environments that focus on statistical theory, model design, and analytical experimentation. * Strong analytical reasoning paired with structured problem\-solving skills. * Experience with correlative regression and theoretical regression techniques. * A critical thinker who pays close attention to detail and numerical accuracy. * High learning agility along with the ability to independently direct technical research. * Excellent communication skills in English, both written and verbal. * Comfortable working in a high\-energy, fast\-paced environment. **Technical Skills Required** * **Technologies \& Resources:** Well\-versed in Python, R, VBA for Excel automation, and MATLAB. * **Expertise in Statistical \& Quantitative Modeling:** Proficient in Monte Carlo simulations, time\-series analysis, as well as correlational and multivariate regression techniques, along with statistical hypothesis testing and forecasting. * Able to compare, optimize, and validate various model types. * Possesses a strong grasp of processes and theoretical foundations. **Benefits** * Competitive USD Salary * Enjoy Paid Time Off (PTO) * Fully Remote Work Opportunity