**Location:**MONTERREY, Nuevo León, MX **Category:** Administration **Requisition ID:** 118811 **CREDIT ANALYST** **(Monterrey, Nuevo Leon)** At Banorte, we seek unique, strong, and extraordinary talent that drives the transformation and innovation of the country, becoming a great ally to grow strong with Mexico. We are convinced that the combination of solidarity, innovation, respect, loyalty, and responsibility is the perfect formula to become the best team in the financial sector. **Position Objective:** Conduct objective and thorough credit analysis to issue a well-founded recommendation supporting decision-making that ensures the sound development of the Bank's portfolio quality. Each day you will face **new and interesting challenges** within your role, in which you will be responsible for: * Analyzing customer cases and sectors to develop an understanding of commercial, financial, and competitive risks, identifying inherent risks in each credit transaction and incorporating mitigating factors where applicable. * Performing fundamental and projected analysis to assess repayment capacity through examination of Financial Statements and historical cash flow generation. Evaluate projected repayment capacity through review and collaboration with Banking on projection scenarios. * Maintaining continuous communication, collaboration, and advisory support with Banking to develop a credit structure appropriate to the risk profile of the transaction. * Monitoring institutional processes and guidelines, while ensuring process efficiency and timely response times. * Issuing a credit opinion for each application based on analyzed information and key identified risks. * Reviewing credit documentation and processes in compliance with internal bank policies and existing regulations. * Participating in presentations of transactions to Credit Committees, thoroughly knowing case details to address any questions from committee members. **Requirements:** Professional education: Professional degree in Administrative or Engineering fields. Master's degree desirable. Years of experience: 1 year in Credit Analysis, Evaluation, and Interpretation of Financial Statements. Areas of experience: Credit, Finance, Communication Required skills: Office software proficiency. Proactive information research across various sources (Internet, news, rating agencies, specialized media, etc.) Languages: Spanish. English (desirable) Travel availability: Yes Relocation availability: NA At Banorte, we operate under the principle of equal opportunity. Therefore, we do not discriminate based on age, ethnicity, nationality, gender, sexual orientation, marital status, social condition, health status, religious beliefs, political doctrine, or disability.