Los Reyes de Salgado Sales Job Listings

FIELD SALES AND COLLECTIONS SUPERVISOR IN ZAMORA

Job Summary: We are seeking a sales and collections professional with field experience, excellent customer service skills, and strong numerical and logical abilities. Key Highlights: 1. Sales and Collections Experience 2. Enthusiasm for Field and Commercial Work 3. Excellent Customer Service **Requirements:** * Completed high school diploma or bachelor's degree * Flexible availability of working hours * Experience in Sales and Collections * Valid driver's license **Skills / Competencies:** * Knowledge of sales techniques. * Enthusiasm for fieldwork and commercial activities. * Basic personnel management ability. * Numerical and logical thinking * Excellent customer service **We Offer:** * Salary: $12,400.00 monthly + performance-based bonus * Gasoline allowance * Company vehicle * Benefits exceeding legal requirements * Life insurance * Major medical expense insurance * Grocery vouchers * Savings fund * Continuous training * Career advancement opportunities * Job stability Employment type: Indefinite-term position Salary: $12,400.00 per month Work location: On-site employment

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 12,400/year

BRANCH ASSISTANT MANAGER65249200321537121

Indeed

BRANCH ASSISTANT MANAGER

Position Summary: We are seeking a Banking Manager to lead teams and ensure the execution of operational processes, with a focus on professional development within a comprehensive training program. Key Highlights: 1. Comprehensive training in our School of Managers Program 2. Opportunity for professional growth within a solid company 3. Leadership and store team development **Join one of the best teams!** Would you like to be part of a team where workplace environment and professional development are top priorities? **This is your opportunity—we’re looking for you!** **Work Location:** TANGANCICUARO, MICH **Why Join Us?** The Banking Manager position is part of our School of Managers Program, a comprehensive training model in which we train, coach, and develop knowledge, competencies, and skills so that, upon certification, you can perform as a Branch Manager. It is an excellent opportunity to grow professionally within a solid and expanding company. **Position Objective** Increase sales at the assigned store by ensuring correct execution of operational processes through leadership, training, and coaching of the store team. **Key Responsibilities** * Implement strategies to achieve sales targets Supervise, train, and develop staff Shrinkage control and supervision of merchandise receipt Inventory management **We Offer** * Monthly gross income of $10,500 * Monthly sales commissions * Statutory benefits from day one * Short-term development plan within the School of Managers Program **Requirements** * Minimum education: Completed high school diploma (Bachelor’s degree preferred) * Service-oriented attitude **Want an interview?** Apply through this channel and we will contact you. **\#YoSoyModatelas** Employment Type: Full-time Salary: $10,500.00 per month Workplace: On-site employment

Cuitláhuac 79, Centro, 59750 Tangancícuaro de Arista, Mich., Mexico

$MXN 10,500/month

Store Assistant Manager65249199858434122

Indeed

Store Assistant Manager

Job Summary: MODATELAS is seeking a Store Assistant Manager to lead the team, increase sales, and ensure the proper execution of operational processes. Key Highlights: 1. Opportunity to join a team with a positive work environment and professional development. 2. Comprehensive training through the Managers’ School Program. 3. Excellent opportunity to grow professionally within a solid company. **MODATELAS is seeking a Store Assistant Manager in Tangancícuaro, Michoacán de Ocampo** ------------------------------------------------------------------------------ **Join one of the best teams!** Would you like to be part of a team where a positive work environment and professional development are top priorities? **This is your opportunity—we’re looking for you!** **Work location:** Centro, TANGANCICUARO **Why join us?** The Banking Manager position is part of our Managers’ School Program, a comprehensive training model in which we educate, train, and develop knowledge, competencies, and skills so that, upon certification, you can perform as a Branch Manager. It is an excellent opportunity to grow professionally within a solid and expanding company. **Job Objective** Increase sales for the assigned store by ensuring the proper execution of operational processes through leadership, training, and team support. **Main Responsibilities** * Implement strategies to achieve sales targets Supervise, train, and develop staff Control shrinkage and supervise merchandise receiving Inventory management **We Offer** * Monthly income of $10,500 Unlimited monthly sales commissions * Statutory benefits from day one Short-term development plan within the Managers’ School Program **Requirements** * Minimum education: Completed high school (university degree preferred) * Service-oriented attitude **Would you like an interview?** Apply through this channel and we will contact you. **\#YoSoyModatelas** **Desired education level:** Higher education – incomplete **Desired experience level:** Mid-level **Departmental function:** Customer service **Industry:** Retail trade / Retail *This vacancy comes from the Talenteca.com job board:* *https://www.talenteca.com/anuncio?j\_id\=697b9a696e00003b001d6538\&source\=indeed*

Cuitláhuac 79, Centro, 59750 Tangancícuaro de Arista, Mich., Mexico

$MXN 10,500/month

Insurance Sales Executive (Professional Development Program)65249026457731123

Indeed

Insurance Sales Executive (Professional Development Program)

Job Summary: We are seeking an Insurance Sales Executive to prospect, advise, and develop a client portfolio in the insurance sector, with a focus on achieving sales targets. Key Highlights: 1. Uncapped commissions 2. Official certification as an Insurance Agent 3. Flexible working hours ***Insurance Sales Executive (Professional Development Program)*** ***(Uncapped Commissions + Flexible Working Hours + Official Certification)*** **Are you looking for high income, professional growth, and flexible working hours?** Join a leading company with over 41 years of experience in the insurance industry. We seek individuals with a commercial mindset and a passion for helping others protect their future. ***Requirements:*** * Experience in sales, customer service, or strong interest in developing a career in the commercial field. * Completed high school diploma (minimum requirement). * Strong communication, persuasion, and results-oriented skills. * Enthusiasm for goal-based work and earning income through commissions. ***Job Responsibilities:*** * Client prospecting and portfolio development * Specialized advisory services on life insurance * Ongoing client follow-up and policy renewals * Sales closing and achievement of targets * Management of schedule and field activities * Reporting of commercial progress ***We Offer:*** * **Uncapped commissions** * **National and international conventions**, fully funded. * **Gasoline allowance.** * **Official certification as an Insurance Agent** (endorsed by the National Insurance and Surety Commission – CNSF). * Continuous training (theoretical and practical). * Commercial mentoring from day one. * **Flexible working hours** **Apply through this channel or via WhatsApp at 4434951747 and take the next step in your career with us** Employment Type: Indefinite-term position Salary: $15,000.00 – $20,000.00 per month Benefits: * Educational support * Company vehicle * Flexible working hours * Employee referral program Work Location: On-site employment

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 15,000-20,000/year

Credit and Collections Supervisor - Zamora, Michoacán65227395473154124

Indeed

Credit and Collections Supervisor - Zamora, Michoacán

Position Summary: We are seeking a Field Credit and Collections Supervisor with a passion for commercial work and leadership skills. Key Highlights: 1. Experience in sales techniques and fieldwork 2. Basic personnel management skills and excellent customer service 3. Ongoing training and development opportunities **Live the Provident experience, where you are at the center—we invite you to join our team as:** Field Credit and Collections Supervisor - Zamora, Michoacán **Requirements:** * Completed high school diploma or incomplete university degree * Flexible availability regarding working hours * Familiarity with the assigned area **Skills / Competencies:** * Knowledge of sales techniques. * Interest in fieldwork and commercial activities. * Basic personnel management skills. * Numerical and logical thinking * Excellent customer service **We Offer:** * Salary: $12,428 - $14,918 MXN monthly + performance-based bonus * Gasoline allowance * Company vehicle * Benefits exceeding legal requirements * Life insurance * Major medical expense insurance * Grocery vouchers * Savings fund * Ongoing training * Development opportunities * Job stability **Are you interested in this challenge? Apply through this channel and we will contact you.** **We build a better world through financial inclusion** At Provident Mexico, all recruitment and selection processes are grounded in the values of inclusion and non-discrimination, demonstrating absolute respect for health conditions, gender, race, age, orientation, preference and sexual identity, marital status, religion, nationality, and disability—as well as any other difference whose effect could be considered discriminatory.

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 12,428-14,918/year

Group Promoter – Uruapan Zone65192054507777125

Indeed

Group Promoter – Uruapan Zone

Job Summary: We are seeking a Group Promoter with a service-oriented attitude, results-driven focus, and enthusiasm for fieldwork to carry out group credit placement, promotion, and recovery. Key Highlights: 1. Focus on results and enthusiasm for fieldwork. 2. Group credit placement and promotion. 3. Credit portfolio recovery and renewal. **HUMAN TALENT THU is seeking a Group Promoter – Uruapan Zone in Uruapan, Michoacán de Ocampo** ----------------------------------------------------------------------------------------- **We seek individuals with a service-oriented attitude, results-driven focus, and enthusiasm for fieldwork. "A successful team is a group of many hands and one mind."** **Group Promoter – Uruapan Zone** **Benefits**: * Base salary: **$9,454.00 per month** * Unlimited bonuses, ranging from **$10,000.00 to $12,000.00 biweekly** * Weekly transportation support: **$800.00 per month** * Statutory benefits * Training bonus: **$2,500.00** * Fixed portfolio bonus: **$5000.00** **Requirements**: * Minimum education level: junior high school. * Experience in sales and field-based customer service. * Knowledge of group credit. **Responsibilities**: * Group credit placement and promotion. * Portfolio recovery and weekly visits. * Credit renewal. **Apply through this channel, and our HR department will contact you shortly!** **Desired education level:** Upper Secondary **Desired experience level:** Mid-level **Departmental function:** Accounting / Finance **Industry:** Financial Services **Skills:** * Customer service * Negotiation and sales * Teamwork *This vacancy originates from the Talenteca.com job board:* *https://www.talenteca.com/anuncio?j_id=697441913d00003100b857b4&source=indeed

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 9,454/month

Educational Sales Representative/Promoter – Cotija65192052493825126

Indeed

Educational Sales Representative/Promoter – Cotija

Job Summary: We are seeking a sales professional to prospect clients, make cold calls, negotiate and close sales of educational opportunities, while keeping the database up to date. Key Requirements: 1. Previous sales experience (education sector or intangible products) 2. Communication and negotiation skills 3. Teamwork and results-oriented mindset Main Responsibilities: * Client Prospecting: Actively identify new potential clients who may be interested in our educational offerings. * Cold Calling or In-Person Visits: Contact potential prospects via telephone calls or face-to-face visits to present our benefits and plans, with the aim of generating engagement. * Negotiation and Sales Closing: Negotiate terms and conditions of the educational opportunity with potential prospects and successfully close the sale. * Database Maintenance: Keep the database of potential and existing prospects updated with relevant information regarding their needs, preferences, etc. Required Skills: * Prior sales experience (preferably in the education sector or intangible products). * Strong communication and negotiation skills. * Teamwork capability. * Results-oriented mindset. We Offer: * Monthly base salary + uncapped commissions per closed sale * Statutory benefits * Benefits exceeding statutory requirements * Savings Fund * Grocery vouchers * Major Medical Expense Insurance * Educational scholarships * Life insurance * Savings box * Auto insurance * Paid leave days per year * Development plan and growth opportunities At Talisis, we firmly believe in the power of diversity and respect. Our selection process is grounded in equal opportunity, fostering an inclusive environment where all individuals are valued for their talent and capabilities. We do not discriminate based on gender, age, sexual orientation, marital status, health condition, disability, religion, ideology, or nationality. We are guided by merit, integrity, and commitment to equality.

R888+MM Cotija de la Paz, Mich., Mexico

Boutique Assistant Manager65182533196803127

Indeed

Boutique Assistant Manager

Job Summary: Santory is seeking a Boutique Assistant Manager with initiative and commitment to manage the branch, personnel, and sales in a dynamic environment. Key Highlights: 1. Integrated branch management 2. Personnel management and goal achievement 3. Career plan and professional development **Santory is seeking a Boutique Assistant Manager in Centro – Uruapan, Michoacán de Ocampo** ---------------------------------------------------------------------------------- Requirements: Retail sales: Minimum 6 months (Mandatory) Gender: Unrestricted High school diploma (in progress or completed) Flexible availability of schedule Passion for sales Initiative, dynamism, and commitment Key Responsibilities: Branch administration. Store opening and closing. Personnel management (recruitment, training). Terminal, cash register, and store closings. Billing management. Achievement of sales targets. Merchandise receipt. Knowledge of KPI indicators. Adaptability to change. We Offer: Statutory benefits. Base salary. Additional days off. Sales bonus. Discounts on our brands. Performance-based career and life plan. Initial and ongoing training programs. Position certification. Job stability. Excellent work environment. Employment Type: Full-time, indefinite term Salary: $10,490 MXN per month + Bonuses Schedule: Includes weekends Work Location: On-site employment **Desired Education Level:** Upper Secondary Education **Desired Experience Level:** Entry Level **Departmental Function:** Commercial / Sales **Industry:** Apparel and Fashion **Skills:** * RETAIL KNOWLEDGE * PERSONNEL MANAGEMENT * VISUAL MERCHANDISING EXPERIENCE *This vacancy comes from the Talenteca.com job board:* *https://www.talenteca.com/anuncio?j_id=6973c50e5500003f00feae8c&source=indeed*

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 10,490/month

Experienced Portfolio Coordinator65182268259585128

Indeed

Experienced Portfolio Coordinator

Position Summary: We are seeking a Portfolio Coordinator to drive the development, empowerment, and training of women entrepreneurs at a digital financial services company. Key Highlights: 1. Key role in the development and empowerment of women entrepreneurs. 2. Growth opportunity in the digital financial services sector. 3. Dynamic work focused on sales and portfolio management. ConCrédito, a Gentera Group company, is looking for your talent due to growth, Join our team as Portfolio Coordinator! We are a digital company with over 20 years of experience providing financial services to the mass market. **Objective:** Development, empowerment, and training of our Women Entrepreneurs (Clients). **Requirements:** Customer service Interest in sales Strong verbal communication skills Performance-based work aligned with goals and metrics Valid standard driver’s license (mandatory) Proficiency with technology (mobile devices and computers) Collections management Work availability: 70% operational and 30% administrative **We Offer:** Attractive monthly salary of $12,100 Statutory and above-statutory benefits Food vouchers equivalent to 12% of monthly salary: $1,332.00 (in addition to salary). Gasoline allowance Life insurance covering 48 months of salary Major Medical Expense Insurance Savings fund Savings plan Christmas bonus (equivalent to 15 days’ salary) Year-end bonus (equivalent to 15 days’ salary) Profit-sharing distribution (PTU) Uncapped biweekly commissions. Work tools (mobile phone, laptop, uniforms) Utility vehicle

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 12,100/year

Promotor universal de ventas65182182674689129

Indeed

Promotor universal de ventas

Resumen del puesto: Como asesor de crédito, guiarás a los clientes hacia las mejores opciones de crédito, aumentarás tu cartera y brindarás un servicio extraordinario. Puntos destacados: 1. Asesorar a los clientes sobre alternativas de crédito. 2. Mantener a los clientes activos y resolver dudas. 3. Enfoque en atención al cliente y ventas. Objetivo del puesto Como asesor de crédito, asesorarás a nuestros clientes sobre la mejor alternativa de crédito disponible para satisfacer sus necesidades e incrementar tu cartera vigente. Funciones principales Conocer y comprender al cliente para que adquiera los productos financieros que ofrecemos. * Presentar solicitudes de crédito con calidad. * Mantener a los clientes activos, ofreciendo renovaciones de los productos que ya tienen o pueden adquirir. * Ser la mejor opción para nuestros clientes al brindar un servicio extraordinario. * Resolver las dudas de nuestros clientes respecto a los productos financieros que ofrecemos. Perfil del candidato Experiencia en atención al cliente o ventas. * Enfocado en el cumplimiento de objetivos y metas. * Comunicación efectiva y trabajo en equipo. Oferta de valor Salario base semanal de $ 2,000\. \*Comisiones de $0,00 a $ 1,300\. * Prestaciones de ley: Vacaciones desde 12 días al año, prima vacacional del 25 % anual, aguinaldo de 15 días al año, que aumenta según tu antigüedad. Prima dominical del 25 %. * Seguro de gastos funerarios. * Seguro de vida. * Caja de ahorro Socios. * Aprendizaje constante como parte de nuestro "ADN". * Descuentos en Elektra y Salinas y Rocha del 20 %, que aumentan con mayor antigüedad. * Crédito nómina a partir de 2 años de antigüedad. * Adelanto de nómina. * Beneficios en más de 500 establecimientos asociados con Grupo Salinas. * Crecimiento profesional dentro del grupo. * Un juego de uniformes por año. * Somos una empresa enfocada en mejorar la vida de millones de mexicanos. Código: 38VBFG4UAG Id: 500001197

R888+MM Cotija de la Paz, Mich., Mexico

$MXN 2,000/month

Universal Sales Promoter651821819464971210

Indeed

Universal Sales Promoter

Job Summary: As a credit advisor, you will be responsible for guiding customers in selecting financial products, keeping their portfolio active, and delivering exceptional service. Key Responsibilities: 1. Advise customers on the best credit alternatives. 2. Process credit applications with quality. 3. Offer renewals and resolve questions about financial products. Job Objective As a credit advisor, you advise our customers on the best available credit alternative that meets their needs while increasing your active portfolio. Main Responsibilities Know and understand the customer to help them acquire the financial products we offer. * Process credit applications with quality. * Keep customers active by offering renewals for the products they currently hold or may acquire. * Be the preferred choice for our customers by delivering exceptional service. * Resolve customer questions regarding the financial products we offer. Candidate Profile Experience in Customer Service or Sales. * Goal- and target-oriented. * Effective communication and teamwork skills. Value Proposition Weekly base salary of $ 2,000\. \*Commissions from $0.00 to $ 1,300\. * Statutory benefits: Vacation starting at 12 days per year, vacation bonus of 25% annually, year-end bonus of 15 days per year (increasing with seniority), Sunday premium of 25%. * Funeral expense insurance. * Life insurance. * Savings fund (Socios). * Continuous learning as part of our "ADN". * 20% discount at Elektra and Salinas y Rocha, increasing with seniority. * Payroll loan available after 2 years of seniority. * Payroll advance. * Benefits at over 500 establishments affiliated with Grupo Salinas. * Career growth within the group. * One uniform set per year. * We are a company focused on improving the lives of millions of Mexicans. Code: 37N350EPJG Id: 500001157

R888+MM Cotija de la Paz, Mich., Mexico

$MXN 2,000/month

Corporate Sales Specialist – Vehicle Natural Gas (VNG)651732667102731211

Indeed

Corporate Sales Specialist – Vehicle Natural Gas (VNG)

Position Summary: GNU Group is seeking a Corporate Sales Specialist for Vehicle Natural Gas (VNG) to generate sales of vehicle conversion solutions and attract customers through a consultative approach. Key Highlights: 1. B2B sales in fleet, logistics, transportation, and fuel sectors 2. Ability to explain operational savings and financial analysis 3. Negotiation with logistics managers At GNU Group, we are looking for talent for the position of: "Corporate Sales Specialist – Vehicle Natural Gas (VNG)" GNU Natural Gas is an innovative and forward-thinking company that provides and develops comprehensive technology, products, and services for the use and optimization of energy across diverse sectors—delivering optimal profitability; contributing to cost and pollutant emission reductions; ensuring operational safety; and committing to the sustainable development of our customers, shareholders, employees, suppliers, and surrounding communities. **What You Need:** **Education:** Bachelor’s degree or Engineering degree. **Fields of Study:** Industrial, Administration; preference for Industrial, Mechanical, or Mechatronics disciplines. **Knowledge and Experience:** 3–6 years of B2B sales experience (fleet, logistics, transportation, fuel sectors). Ability to explain operational savings. Valid driver’s license for standard vehicles is mandatory. Consultative technical sales Negotiation with logistics managers Learning agility Closing deals supported by financial analysis **Your Main Responsibilities:** Generate monthly sales of vehicle conversion solutions to attract customers (logistics companies, corporate fleets, and tractor-trailers converting to VNG), and achieve the targeted number of billed monthly units. **Benefits We Offer:** Work schedule: Monday to Friday, 8:00 am to 4:30 pm. Competitive base salary + performance-based bonuses. Punctuality and attendance bonus. Food vouchers Educational support Training and professional development Pleasant work environment Total Pass Gym membership benefit. Being part of GNU means being different—positively and ecologically transforming society while growing as an individual and developing as part of our talent team.

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

FIELD SALES REPRESENTATIVE651727296739861212

Indeed

FIELD SALES REPRESENTATIVE

Job Summary: We are seeking a sales specialist with a passion for the industry and experience in the self-adhesive label market to prospect and serve customers. Key Highlights: 1. Join a company with 39 years of experience in the label market. 2. Develop your passion for sales as a field representative. If sales is your passion, our company—with 39 years of experience in the self-adhesive label market—is currently hiring our next sales specialist as a field representative in the Michoacán region. Requirements: Bachelor’s degree in marketing, business relations, or related field (preferred). 3 years of sales experience. Knowledge of prospecting, sales protocols, and customer service protocols. A vehicle is mandatory. Offered: Base salary plus uncapped commissions. Travel expense allowance. Gasoline vouchers. APPLY NOW AND JOIN OUR SALES TEAM. Job Type: Full-time, Indefinite-term Salary: $16,000.00 - $25,000.00 per month Benefits: * Option for an indefinite-term contract Experience: * Sales: 1 year (Preferred) Workplace: On-site employment

Cuauhtémoc 52, Centro, 60440 Peribán de Ramos, Mich., Mexico

$MXN 16,000-25,000/year

Agricultural Machinery Sales Representative651657848468501213

Indeed

Agricultural Machinery Sales Representative

Job Summary: We are seeking an Agricultural Machinery Sales Representative to join our team and provide customer advisory services, coordinate deliveries, and manage sales and rental processes. Key Highlights: 1. Opportunity for ambitious professionals in a stimulating environment. 2. Join a leading company in heavy machinery sales and rentals. 3. Develop talent in a world-class environment with social commitment. **\*Join GrupoTracsa!\* A leading company in the sale and rental of **heavy machinery**; we innovate and grow efficiently and profitably, recognized for world-class performance in our operations with customers and suppliers. We hold a firm commitment to the Environment and Society. We are the best place to work: we attract, retain, and develop top talent. If you are an ambitious professional seeking a stimulating and challenging work environment, this could be the perfect opportunity for you. We are looking for Talent like yours! Join our team as: **MACHINERY SALES REPRESENTATIVE** **Requirements:** * Higher Education (any field of study) * Prior experience in similar roles **Responsibilities:** * Maintain contact with customers via phone or email. * Advise customers. * Collect credit-related information from customers. * Coordinate machinery deliveries. * Generate sales and rental authorizations. * Request rental and sales contracts. * Report opportunities and activities in the Sales Link. * Respond to internal and customer emails and calls. * Request quotations. * Attend customer visits (office/field). * Prepare sales budgets. * Submit sales reports (won and lost). * Request inventory information. * Support staff training. * Participate in company-assigned training programs. **We Offer You the Best Benefits:** * Competitive market-based salary. * Uncapped commissions. * 13% food vouchers. * 13% savings fund. * Savings box. * 30 days’ year-end bonus. * 100% vacation premium. * Life insurance. * Major medical expense insurance. * Subsidized transportation and cafeteria in certain locations. * Educational support. * Funeral expense assistance. * Direct hiring. * Opportunities for development and growth within an industry-leading company. Department: AG COMMERCIAL NEW MACHINERY Our purpose: Building a better future with solutions that generate trust—every day reaffirmed through our work by delivering comprehensive solutions. Position Type: Full-time Salary: $10,500.00 per month Benefits: * Educational support. * Savings box. * Employee discount. * Company parking. * Referral program. * Medical expense insurance. * Major medical expense insurance. * Life insurance. * Company phone. * Food vouchers. Education: * Completed Bachelor’s degree (Preferred) Work Location: On the road

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 10,500/month

Sales and Collections Development Manager (DM) – REST OF THE COUNTRY651644268279061214

Indeed

Sales and Collections Development Manager (DM) – REST OF THE COUNTRY

Job Summary: Coordinate, motivate, and develop a team of agents to achieve business objectives, optimize operations, and ensure long-term growth. Key Highlights: 1. Lead and develop agent teams to maximize performance. 2. Drive growth and operational excellence within the section. 3. Foster lasting customer relationships and ensure quality. **Experience being Provident—where you are at the center. We invite you to join our team as:** **Development Manager** **Location: Zamora** **Challenges You’ll Face in This Role:** **Overall Purpose:** Lead, motivate, and develop a group of agents to deliver a set of objectives aligned with the Company’s business strategy, maximizing the long-term growth potential of their assigned section. **Financial Contribution** 1. Coordinate and oversee the team of agents under your supervision to achieve required results per budget. Anticipate and effectively manage risks and issues within operations to mitigate their impact on your section. **Contribution to Operational Excellence** 1. Implement recruitment plans and execute them to attract agents, ensuring a fully staffed team capable of achieving established goals. 2. Coordinate agent activities to meet the performance objectives set for the section. 3. Coordinate implementation of work plans within the assigned section to promote and reinforce, together with agents, topics related to customer service, satisfaction, renewals, and retention—aiming to build long-term customer relationships. 4. Supervise sales, collections, and advertising activities within your section to ensure optimal execution of operational processes. Monitor non-payments, improve quality within your section, and prevent and detect fraud to maintain a healthy, goal-oriented section. **If you are someone who has:** **Education** * Bachelor’s degree (certified) **Skills** * Customer service skills * Personnel management * Decision-making ability * Problem-solving * Analytical skills * Sales * Business development Planning and organization **Knowledge:** * Understanding of profit and revenue drivers, customer profiles, and local market competition * Staff recruitment process * Personnel development and motivation to maximize performance **Experience:** * Team coordination * Time and personnel management * Achieving results through teamwork **Experience being Provident:** We aim for our teams’ compensation to be competitive within our industry, delivering economic well-being, security, and welfare for them and their families through a broad value proposition—including benefits and perks tailored to the level of responsibility each collaborator holds in their Provident role. * Competitive salary + excellent commission scheme * Grocery vouchers * Savings fund * Enhanced vacation entitlement + vacation bonus * SGMM and dental & vision insurance * Life insurance * Development opportunities through continuous learning programs **Are you interested in this challenge? Apply through this channel and we’ll contact you shortly.** **We build a better world through financial inclusion** At Provident Mexico, all recruitment and selection processes are grounded in the values of inclusion and non-discrimination, demonstrating absolute respect for health conditions, gender, race, age, orientation, preference and sexual identity, marital status, religion, nationality, disability, and any other difference whose effect could be considered discriminatory.

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

Indeed

Sales Executive.

Job Summary: ÁLAMO SEGUROS is seeking a results-oriented Sales Executive to prospect, quote, and close life insurance sales, providing advisory services and post-sale follow-up. Key Highlights: 1. Continuous and specialized training 2. Official certification from the CNSF 3. Genuine opportunities for professional growth **ÁLAMO SEGUROS is seeking a Sales Executive in Zamora, Michoacán de Ocampo** --------------------------------------------------------------------------- **JOIN ÁLAMO SEGUROS!** We are one of the leading insurance agencies nationwide, ranking **#2 in the country**, with over **40 years of experience** in the insurance sector. As a **MetLife Commercial Partner**, we collaborate with Mexico’s **#1 insurer**. Currently, we have over **200 active agents** across various regions of the country and continue expanding. We are looking for **New Agents** who wish to join our team! We are located in **What do we offer?** * Continuous and specialized training * Official certification from the **CNSF** * Genuine opportunities for professional growth * Bonuses and incentives such as **cars**, **national and international trips**, based on goals achieved **Main Responsibilities:** * Prospecting and contacting potential clients * Preparing customized quotations * Closing sales * Advisory services and post-sale follow-up **Requirements:** * **Completed high school education** (a high school diploma or university degree certificate is mandatory) * **Flexible availability** * Proactive attitude and results-driven mindset **Are you interested in expanding your client portfolio and generating income by selling life insurance?** **Contact us today and become part of Álamo Seguros!** **Desired Education Level:** Upper Secondary **Desired Experience Level:** Entry Level **Departmental Function:** Commercial / Sales **Industry:** Financial Services **Skills:** * sales * life insurance sales * insurance sales in general *This vacancy comes from the Talenteca.com job board:* *https://www.talenteca.com/anuncio?j_id=697155cf5600004e00667a43&source=indeed

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

Indeed

Regional Manager

Job Summary: A leading financial group is seeking a Regional Manager with experience in voucher financing, personnel management, and collections, possessing leadership skills and regional knowledge. Key Points: 1. Experience in financial institutions and vouchers 2. Personnel management and interaction with distributors 3. Leadership attitude LEADING FINANCIAL GROUP SPECIALIZED IN DISTRIBUTION OF VOUCHERS TO DISTRIBUTORS WITHIN THE REGION IS SEEKING YOUR TALENT OPEN POSITION FOR MICHOACÁN REGIONS REGIONAL MANAGER - Experience in financial institutions, preferably in credit delivery through vouchers - Management of branch personnel and interaction with distributors and end customers - Experience in home-based collections with long-term relationship focus - Knowledge of the region - Time availability - Excellent commission scheme - Leadership attitude! Preference for candidates with their own vehicle; fuel bonus provided WE OFFER: - ALL STATUTORY BENEFITS - TRANSPORTATION SUPPORT - TIMELY BIWEEKLY PAYMENT - BIMONTHLY PAYMENT - BIWEEKLY AND MONTHLY COMMISSIONS - UNIFORMS - CAREER GROWTH WITHIN THE GROUP Join us! Become part of our team Send your CV and we will contact you Http://wa.me/524696216290 Job Type: Full-time Salary: Starting at $22,000.00 per month Benefits: * Transportation allowance or service * Company parking * Free parking * Flexible hours * Free uniforms Experience: * Sales: 1 year (Preferred) Work Location: On-site employment

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 22,000/year

Sales Advisor (In-Person)651552537908501217

Indeed

Sales Advisor (In-Person)

Job Summary: Metlife is seeking a Sales Agent with experience or enthusiasm for fieldwork in a commercial role, offering continuous training and an excellent work environment. Key Highlights: 1. Continuous training and certification 2. Excellent work environment 3. Opportunity to earn a car or attend conventions Metlife Business Partner With 40 years of experience and expansion, we are hiring a Sales Agent: We Offer: \-Commissions up to 200 % \-Agreements with institutions/companies to sell within them \-Flexibility to manage your own schedule \-Monthly income exceeding $20,000 \-Continuous training \-Certification \-Excellent work environment \-Opportunity to earn a car and/or national or international conventions upon reaching sales targets Requirements: \-Completed high school (Certificate required) \-Flexible availability \-Ability to work toward goals \-Motivation to work \-Interest in fieldwork \-Preferably prior experience in sales and customer service Employment Type: Indefinite-term position Salary: $10,000.00 \- $17,000.00 per month Benefits: * Company car * Discounts and preferential pricing * Free uniforms Work Location: In-person employment

Estado de México SBN, La Enramada 1, 59856 Jacona de Plancarte, Mich., Mexico

$MXN 10,000-17,000/year

Indeed

Commercial Submanager

GROW WITH VALES LIDER IN YOUR FIELD — SEEKING COMMERCIAL SUBMANAGER **Requirements:** Previous experience in voucher finance and/or merchandise vouchers, particularly in attracting distributors Own vehicle Personnel management skills Flexible schedule availability Fieldwork: 70% Existing client portfolio **Main responsibilities:** Lead a team of promoters Responsible for onboarding new accounts Track placement (sales) of those new accounts Support collaborators in closing sales Responsible for achieving the branch’s account acquisition target—whether with or without a promoter team Account registration in the system And others **We offer:** Biweekly base salary Weekly commissions Gasoline allowance Statutory benefits from day one Employee loans Preferential pricing on merchandise

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

Indeed

Branch Manager

**Suggested academic background**, not limiting: Agricultural Engineer, Agribusiness or related field. **Purpose of the position:** Manage branch resources and achieve sales budgets. **Main responsibilities:** \*Jointly responsible for meeting branch performance indicators. \*Expand the customer base across different business lines. \*Respect prices and margins established in coordination with Management and Regional Sales. \*Responsible for achieving the profit budget. ***“It is Tepeyac®’s policy to ensure that no employee or job applicant is discriminated against during recruitment, hiring, training, or promotion based on age, race, nationality, religion, sex, physical disabilities and/or marital status, provided the employee or applicant is qualified and meets the established requirements for the position.”*** Position type: Full-time, Indefinite term Physical work environment: Work location: On-site employment Benefits: * Grocery vouchers Work location: On-site employment Position type: Full-time, Indefinite term Salary: $30,000.00 per month Benefits: * Study support * Company vehicle * Life insurance * Company phone * Grocery vouchers Work location: On-site employment

Cuauhtémoc 52, Centro, 60440 Peribán de Ramos, Mich., Mexico

$MXN 30,000/year

Indeed

Replacement Manager

**Main Responsibilities:** * Replace the Branch Manager during periods of absence. * Assume full temporary management of the assigned branch. * Supervise operations, staff, sales, and inventory. * Ensure compliance with policies, procedures, and goals. * Monitor branch performance indicators. * Report results and relevant situations to management. **Required Profile:** * Prior experience in supervisory or managerial positions. * Knowledge of the agrochemical sector (desirable). * Willingness to travel. * Leadership, organizational, and decision-making skills. Job Type: Full-time Salary: $10,000.00 \- $13,001.61 per month Benefits: * Life insurance Work Location: On-site employment

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 10,000-13,001/year

Indeed

Group Promoter

**GROUP PROMOTER** We are looking for people with a service-oriented attitude, a results-driven focus, and passion for fieldwork. **We offer:** * Base salary of **$9,454** per month * Commissions ranging from **$10,000 to $12,000** biweekly * Transportation support of **$800** per month * Training bonuses of **$2,500** for three months * Bonus for existing portfolio: **$5,000** * Statutory benefits * Personal loans at preferential rates * Afirme products at preferential rates **Requirements:** * Minimum education level: Junior high school * Experience in sales and field customer service * Experience in group lending **Apply through this channel—send us your updated CV!** Job type: Full-time Salary: $9,454.00 per month Benefits: * Transportation assistance or service * Employee discount * Life insurance Work location: On-site employment

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

$MXN 9,454/month

Indeed

Key Account Manager

**Who are we?** **Plastics Center** is a leading Mexican company in the design, development, production, and distribution of innovative plastic products, with nationwide presence. We focus on transforming ideas into practical solutions for homes, industry, and commerce. **Position objective** We are seeking a strategic, results-oriented **Key Account Manager**, with proven experience in plastic product sales and strong capability to **position brand and portfolio** across diverse national sales channels. **Key responsibilities** * Develop, negotiate, and execute commercial plans with key accounts. * Manage product portfolio: turnover, listings, inventories, and orders. * Coordinate activities with logistics, trade marketing, finance, and distribution. * Analyze sales results, inventories, competition, and market trends. * Prepare strategic reports, forecasts, and proposals for management. **What we look for in you** * **Education:** Completed bachelor’s degree (certified) in Business Administration, Marketing, Business, Engineering, or related field. * **Experience:** * 3 years as KAM or in similar roles at plastic product companies (preferred) * Proficiency in diverse sales channels * Active contacts in procurement, finance, distribution, and management of these channels. **Technical knowledge:** * Handling of catalogs, listings, forecast, KPIs, funnel, turnover, and profitability indicators. * Full sales cycle: from order generation to post-sales management. **We offer** * Monthly take-home salary: **$23,000 net** * Direct employment contract with the company * Statutory benefits from day one * Meal vouchers * Travel allowances (for out-of-town trips) * **Sales commissions** * Work tools support: mobile phone, laptop, samples, etc. * Job stability, professional development, and dynamic work environment Are you interested? If you meet the profile and wish to join an innovative team with strategic vision and growth potential, **this vacancy is for you**. Job type: Full-time, indefinite-term Salary: $23,000.00 per month Benefits: * Salary increases * Transportation assistance or service * Savings fund * Discounts and preferential pricing * Company parking * Free parking * Option for indefinite-term contract * Life insurance * Company phone * Additional vacation days or paid leave * Meal vouchers Experience: * KAM: 3 years (Mandatory) Willingness to travel: * 25% (Mandatory) Work location: On-site employment

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 23,000/year

Indeed

Administrative

### **Who Are We?** We are **"Soluciones en abastecimiento y Logística S. A. de C. V."**, dedicated to optimizing the supply chain through our warehouse and transportation infrastructure. **OUR VISION:** To be an outstanding integrator of logistics services, ensuring quality, service, cost-efficiency, security, and added value. **OUR MISSION:** To provide logistics solutions grounded in personal, corporate, and social development, achieving business growth and profitability. ### **What Are We Looking For?** We seek a proactive, organized individual with a positive attitude who is passionate about the warehouse and logistics field and wishes to join our team as an **ADMINISTRATIVE ASSISTANT.** ### **Job Responsibilities:** * Daily reconciliation of inventories and orders in SAP. * Processing returns and maintaining the work area in order. * Printing invoices and managing documentation archives. * Monitoring product expiration dates and replacing items according to policies. * Assisting sales staff, promoters, team leaders, and supervisors at the service counter. * Overseeing restocking for sales and inventory control in SAP. ### **Requirements:** * Experience using the SAP system. * Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint). * Experience in invoicing. * Proactivity and initiative. * Knowledge of inventory management. * Valid personal documentation (birth certificate, proof of address, CURP, Taxpayer Status Certificate, among others). ### **What Do We Offer?** * Salary increase upon successful completion of the probationary period. * Statutory benefits. * Opportunities for professional growth. * Option for a permanent contract. * 8-hour work schedule from Monday to Saturday. Occasionally, due to operational needs, shift rotation is required; shifts would be: 6:00 am to 2:00 pm or 12:00 pm to 8:00 pm. * Medical services through IMSS. * Overtime pay and bonuses when applicable. * Uniforms. ### **Are You Interested?** Apply directly through this channel. ### **PLEASE APPLY WITH AN UPDATED RESUME** ### **Join Our Team!**

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

Financial Wellness Agent (Life Insurance Sales)650846553259551224

Indeed

Financial Wellness Agent (Life Insurance Sales)

***Financial Wellness Agent (Life Insurance Sales)*** ***(Uncapped Commissions + Flexible Schedules + Official Certification)*** **Are you looking for high income, professional growth, and flexible schedules?** Join a leading company with over 41 years in the insurance industry. We are seeking individuals with a commercial mindset and a passion for helping others protect their future. ***Requirements:*** * Experience in sales, customer service, or strong interest in developing a career in the commercial field. * Completed high school diploma (minimum requirement). * Communication, persuasion, and results-oriented skills. * Interest in goal-based work and earning income through commissions. ***Job Responsibilities:*** * Prospecting and building a client portfolio * Specialized advisory services on life insurance * Ongoing client follow-up and policy renewals * Closing sales and meeting targets * Managing schedule and field activities * Reporting on commercial progress ***We Offer:*** * **Uncapped commissions** * **National and international conventions**, with all expenses covered. * **Gasoline allowance.** * **Official Insurance Agent Certification** (endorsed by the CNSF). * Continuous training (theoretical and practical). * Commercial mentoring from day one. * **Flexible schedules** **Apply through this channel or via WhatsApp at 4434951747 and take the next step in your career with us** Employment type: Indefinite-term position Salary: $10,000.00 - $15,000.00 per month Benefits: * Educational support * Company vehicle * Flexible schedules * Referral program Work location: On-site employment

Estado de México SBN, La Enramada 1, 59856 Jacona de Plancarte, Mich., Mexico

$MXN 10,000/month

Sales Representative - AXA Insurance650872175247371225

Indeed

Sales Representative - AXA Insurance

**JOIN GROUP GYA AS AN AXA SALES REPRESENTATIVE!** This is your opportunity to join **Group GYA**, a promotion agency certified by **AXA Insurance**, one of the country’s most recognized and trusted insurance providers. **PROFILE WE ARE SEEKING:** * Committed individuals with sales experience and a genuine ambition to generate **monthly income exceeding $30,000**. **Requirements:** * Completed high school (with certificate) or university degree (with professional license). * At least **1 year of sales experience** (in any field). * **Morning availability** (from 9:00 a.m. to 12:00 p.m.) to attend training. * Interest in working on commission. * Desire for job independence and financial freedom. ### **YOUR RESPONSIBILITIES:** * Prospecting new clients. * Consultative sales of AXA insurance products (life, auto, medical expenses, etc.). ### **WHAT WE OFFER YOU:** * **$15,000.00 startup bonus** * Commissions ranging from **8% to 55%**, with **no cap!** * Commissions for **policy renewals** and **bonuses** * Monthly bonuses of **$7,000.00** and quarterly bonuses of **$4,000.00** * **$300.00 gasoline vouchers** per life insurance policy sold * Comprehensive training and ongoing support. * **Job independence**: after your training, you manage your own schedule ### **️ TRAINING START DATE:** **Monday, February 09, 2026** (Limited spots available. Secure your place as soon as possible.) **Training schedule:** Monday to Friday, 9:00 a.m. to 12:00 p.m. (for 4 weeks) **After training:** Fully flexible schedule! ### **READY TO TAKE THE NEXT STEP?** Apply today and become part of our sales force backed by **AXA Insurance**. With Group GYA, you’ll have the support, training, and freedom to grow significantly. Your success starts here. Sincerely, **Psychologist** Rebeca Gallareta Negroe / Talent Acquisition, Group GYA ***Social Media:*** Facebook: https://www.facebook.com/grupogyamerida Instagram: https://www.instagram.com/grupogya/ Tiktok: https://www.tiktok.com/@grupogya

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 15,000/year

Banamex/Distrito Zamora/Volante Foráneo Zamora650872174270751226

Indeed

Banamex/Distrito Zamora/Volante Foráneo Zamora

The Services and Sales Specialist is an entry-level position responsible for responding to service-related inquiries via incoming phone calls and email, in coordination with the Customer Service team. The overall objective of this role is to provide resolutions to customer inquiries while identifying cross-selling opportunities. **Responsibilities:** * Provide customer service to existing customers, including first-contact issue resolution, answering inquiries, addressing concerns, resolving complaints, and providing training assistance. * Participate in outreach campaigns targeting prospective and existing customers to increase growth opportunities. * Assist office staff with customer credit requests and transaction processing. * Analyze disbursement reports and assist vendors in the account reconciliation process. * Support distributors in processing transactions via point-of-sale (POS) terminals, the website, interactive voice response (IVR), and VeriFone. * Order, replace, and track vendor enrollment kits and marketing materials. * Process test transactions for initial setup and applications from prospective vendors, as well as retrieve, update, and store vendor data across all relevant systems. * Retrieve, update, and store vendor data across all relevant systems. * Conduct outbound welcome, marketing, and sales calls to new, prospective, and existing vendors, as well as schedule training sessions. * Update information regarding address changes and banking details, and perform departmental support functions as required by management. * Assist in reviewing all non-monetary merchant configurations and transactions, create new merchant configurations in Sales Assist, VeriFone, and the website, and generate specialized merchant reports. * Appropriately assess risk when making business decisions, demonstrating particular consideration for the firm’s reputation and protecting Citigroup, its customers and assets, by adhering to applicable laws, rules and regulations, complying with policy, applying sound ethical judgment regarding personal conduct, business practices and conflicts of interest, and escalating, managing and reporting control issues with transparency. **Qualifications:** * 2–4 years of relevant experience. * Preference for experience in customer service, call centers, or retail environments. * Experience building relationships with internal and external customers. * Retrieve, update, and store vendor data across all relevant systems. **Education:** * High school diploma or equivalent. \- **Job Family Group:** Customer Service \- **Job Family:** Service \& Sales \- **Time Type:** Full time \- **Most Relevant Skills** Please see the requirements listed above. \- **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. \- *Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.* *If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review* *Accessibility at Citi**.* *View Citi’s* *EEO Policy Statement* *and the* *Know Your Rights* *poster.*

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

EXECUTIVE, SME BANKING650847808122901227

Indeed

EXECUTIVE, SME BANKING

**Location:** URUAPAN, Michoacán, MX **Category:** Administration **Requisition ID:** 119779 **EXECUTIVE, SME BANKING** At Banorte, we seek unique, strong, and extraordinary talent to drive the country’s transformation and innovation, becoming a key ally for robust growth alongside Mexico. We firmly believe that the combination of solidarity, innovation, respect, loyalty, and responsibility is the perfect formula to become the best team in the financial sector. **Position Objective:** The primary objective is to serve and develop the assigned client portfolio to increase the placement of SME products and services developed by the institution, as well as to acquire new clients with high-quality portfolios and achieve established targets. **Key Responsibilities:** * Portfolio Growth * Financial Analysis * Managing client profitability within the portfolio **Specific Requirements** * Professional Education: Bachelor’s degree in Administration, Public Accounting, Engineering, or related fields * Years of Experience: 2 years * Experience Areas: Commercial * Required Knowledge: Commercial banking products / e-banking, Financial Analysis, and Sales Profile. * Competencies: Proactive, Goal-Oriented, Information Analysis, Organization, and Planning. At Banorte, we operate under a principle of equal opportunity. Therefore, we do not discriminate based on age, ethnic origin, nationality, gender, sexual orientation, marital status, social condition, health status, religious beliefs, political doctrine, or disability.

Prol. 20 de Noviembre 14, Barrio de San Pedro, 60070 Uruapan, Mich., Mexico

Project and Design Quotations650846559678741228

Indeed

Project and Design Quotations

**Blueprint Design.** **Opportunity Development.** 1) 1) Develop opportunities (quotations) for projects or purchase orders and assign an opportunity number. 2) Notify the requester of the completed opportunity (quotation) for review. 3) Register the opportunity (quotation) in the system according to the assigned sales agent. Job Type: Full-time Salary: $10,000.00 - $12,000.00 per month Benefits: * Company parking * Option for indefinite-term contract * Company phone * Free uniforms * Grocery vouchers Education: * Incomplete or ongoing higher technical education (Desirable) Work Location: On-site employment

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 10,000/month

Technical Sales Executive – Hardware Store / Michoacán650846546022411229

Indeed

Technical Sales Executive – Hardware Store / Michoacán

Position: Sales Agent – Hardware Store (Technical Sales) **Job Description** A hardware company is seeking a Sales Agent with experience in technical sales, focused on customer service, field prospecting, and closing sales. We are looking for a dynamic, results-oriented individual who enjoys commercial work. **Responsibilities** * Field prospecting and customer service * Sale of hardware products and technical advisory services * Follow-up on quotations and closing of sales * Development and maintenance of customer portfolio * Office duty coverage on Saturdays * Reporting of sales activities and results **Requirements** * Experience in industrial technical sales * Strong verbal communication and negotiation skills * Results-oriented mindset and commitment to customer service * Availability for fieldwork **We Offer** * Monthly base salary: $9,600 gross * Sales commissions * Statutory benefits * Complimentary uniform * Footwear assistance * Corporate mobile phone * Job stability **Working Hours** * Monday to Friday: 8:00 a.m. to 2:00 p.m. and 4:00 p.m. to 6:00 p.m. (fieldwork) * Saturday: 9:00 a.m. to 3:00 p.m. (office duty) Work location: Zamora, Michoacán Employment type: Full-time Salary: $10,000.00 – $20,000.00 per month Benefits: * Free uniforms Workplace: On-site employment

Las Delicias 1000, 59660 Zamora de Hidalgo, Mich., Mexico

$MXN 10,000-20,000/year