**Shape the future of lending from the coast.** At nuDesk, we’re building a high\-performance talent hub in Mazatlán — and we’re looking for a sharp, detail\-obsessed **Mortgage Underwriter** to support one of our innovative U.S. clients in the non\-QM lending space. You’ll play a critical role in assessing risk, reviewing loan files, and ensuring compliance with lending guidelines. If you thrive in a fast\-paced environment and know how to balance precision with strategic thinking, this one’s for you. **What You’ll Do** **Loan Evaluation \& Risk Assessment** * Analyze mortgage applications, credit reports, income docs, and property valuations * Determine loan eligibility and assess borrower risk based on internal and regulatory criteria * Apply non\-QM underwriting knowledge to non\-traditional borrower profiles **Compliance \& Documentation** * Ensure loan files meet all regulatory, investor, and internal standards * Maintain thorough documentation for audits and quality reviews * Flag inconsistencies or fraud risks in submitted materials **Collaboration \& Communication** * Partner with Account Managers, Loan Processors, and Brokers to drive file progression * Communicate decisions and required conditions clearly and professionally * Support escalated files and exceptions by providing structuring solutions **Process Optimization** * Recommend process improvements and guideline updates based on loan trends * Stay current on non\-QM lending developments and participate in ongoing training **What You Bring** * 1\+ year of mortgage underwriting experience (non\-QM strongly preferred) * Strong understanding of ATR/QM, non\-QM structures, and underwriting best practices * Proficiency in LOS, AUS, and financial analysis tools * Sharp analytical skills with high attention to detail * Clear communicator with the ability to manage multiple files under tight timelines * Able to work U.S. business hours and deliver consistently high\-quality work **Why nuDesk?** * Located in the heart of Mazatlán’s Zona Dorada * Continuous learning with AI tools and mentoring * Work with top\-tier U.S. clients * Lifestyle \+ career without compromise **This is a high\-visibility role in a fast\-growing company—and a unique opportunity to build a serious career from Mazatlán.** Apply now and help us reimagine the future of nearshore underwriting. Tipo de puesto: Tiempo completo Beneficios: * Seguro de gastos médicos mayores * Vacaciones adicionales o permisos con goce de sueldo * Vales de despensa Lugar de trabajo: Empleo presencial