**Location:** MONTERREY, Nuevo León, MX **Category:** Administration **Requisition ID:** 118745 CREDIT ANALYST **(Monterrey, Nuevo Leon)** At Banorte, we seek unique, strong, and extraordinary talent that drives the transformation and innovation of the country, becoming a great ally to grow strong with Mexico. We are convinced that the combination of solidarity, innovation, respect, loyalty, and responsibility is the perfect formula to become the best team in the financial sector. **Position Objective:** Conduct objective and thorough credit analysis to issue well-founded recommendations for decision-making that supports the healthy evolution of the Bank's portfolio quality. Each day you will face **new and interesting challenges** in your role, in which you will be responsible for: * Analyzing customer industries and sectors to develop an understanding of commercial, financial, and competitive risks, identifying inherent risks in each credit transaction and incorporating risk mitigants where applicable. * Performing fundamental and projected financial analysis to assess repayment capacity through historical financial statements and cash flow analysis. Evaluating projected repayment capacity by reviewing and collaborating with Banking on projection scenarios. * Maintaining continuous communication, collaboration, and advisory support with Banking to develop a credit structure appropriate to the transaction's risk profile. * Monitoring institutional processes and guidelines while ensuring process efficiency and timely response times. * Issuing a credit opinion for each application based on analyzed information and identified key risks. * Reviewing credit documentation and processes in compliance with Bank policies and existing regulations. * Participating in presenting transactions to Credit Committees, thoroughly knowing case details to respond to any participant inquiries. **Requirements:** Professional Education: Bachelor’s degree in Administrative or Engineering fields. Master's degree desirable. Years of Experience: 1 year in Credit Analysis, Evaluation, and Interpretation of Financial Statements. Areas of Experience: Credit, Finance, Communication Required Skills: Office software proficiency. Proactive information research across various sources (Internet, news, rating agencies, specialized media, etc.) Languages: Spanish. English (desirable) Travel Availability: Yes Relocation Availability: NA At Banorte, we operate under the principle of equal opportunity. Therefore, we do not discriminate based on age, ethnicity, nationality, gender, sexual orientation, marital status, social condition, health status, religious beliefs, political doctrine, or disability.