SPEI Fraud Prevention Analyst

Description

Job Summary: Banco Bienestar is seeking an SPEI Analyst to prevent fraud, monitor transfers, and ensure regulatory compliance in a continuous-operations environment. Key Responsibilities: 1. Analyze and mitigate fraud risks in SPEI transactions. 2. Monitor transfers and identify suspicious deviations. 3. Update and improve fraud detection rules. Banco Bienestar is seeking an: SPEI Analyst (Fraud Prevention Specialist) Work Location: Corporate office (Álvaro Obregón) Full-time position with availability during SPEI operational windows and continuous coverage. \- Analyze SPEI transactions to detect, mitigate fraud risks, illicit operations, or attempted scams. \- Ensure compliance with current regulations issued by Banco de México and internal security policies, protecting institutional assets and customer resources through strict controls and pattern analysis. MAIN RESPONSIBILITIES: \- Monitor SPEI transfers, identifying deviations, amounts outside normal profiles, suspicious timeframes, or high-risk destinations. \- Analyze the database corresponding to customer transactions. \- Validate and authenticate high-value or sensitive transactions by requesting identity confirmation. \- Update and enhance fraud detection rules, controls, and security filters based on emerging fraud trends. \- Prepare reports derived from branch monitoring results. \- Draft informational notes regarding fraud incidents. CANDIDATE PROFILE \- Completed undergraduate degree in Administration, Accounting, Law, Finance, Criminology, or related fields. \- Expert knowledge of SPEI, its operational rules, Banco de México regulations, and applicable laws (Payment Systems Law, AML/CFT). \- Fraud methodologies, typologies, and current fraud trends, including electronic scams in Mexico. \- Proficiency in monitoring tools, alert systems, databases, and restrictive lists. SKILLS: \- Critical thinking and analytical suspicion capability. \- Extreme attention to detail and data review. \- Ability to react quickly and make decisions under pressure when alerts arise. \- Absolute confidentiality and professional ethics in handling sensitive information. \- Intermediate Excel proficiency (database analysis, data cross-referencing, complex formulas). \- Experience with fraud monitoring systems, banking platforms, and risk management tools. Data analysis knowledge. Monthly net salary: MXN 25,997 plus statutory benefits. If interested and meeting all requirements, please send your CV to 5535573478. Salary: $25,000\.00 \- $25,997\.00 per month Work Location: On-site employment